Plan your returns with a term deposit
No fee
Interest up to 2.3% p. a.
Simple set up
- A term deposit is a certainty even in uncertain times.
- It serves to appreciate money over a pre-agreed period and guarantees the same interest rate for the entire term of the commitment.
- Move your spare funds to a term deposit, where you can also capitalise on them compared to a current account.
Why a term deposit?
Guaranteed return
We'll pay you interest at a fixed rate for the entire term of the commitment.
Possible early withdrawal
If necessary, you can withdraw your funds from the term deposit for a fee before the commitment period.
Savings in 4 currencies
Term deposit in EUR or CZK, GBP, USD.
Minimum deposit 99 EUR
Resp. 2 500 CZK, 50 GBP, 100 USD.
Optional commitment period
At 1, 3, 6, 9*, 12, 18*, 24*, 36*, 42* and 48* months.
* Term deposits with commitment periods of 18, 24, 36, 42 and 48 months can be opened in EUR only. The 9-month commitment period is in EUR, USD and GBP.
Annual interest rate for term deposit up to 2.30 % p. a.
The amount of the interest rate depends on the chosen commitment period.
Overview of interest rates for term deposits**
Commitment period in months |
up to 1M |
1M |
3M |
6M |
9M |
12M |
18M |
24M |
36M |
42M |
48M |
|---|---|---|---|---|---|---|---|---|---|---|---|
Interest rates expressed as % p. a.
|
0,01 |
0,01 |
0,01 |
1,30 |
0,30 |
1,50 |
0,01 |
1,80 |
2,30 |
0,01 |
0,01 |
Interest rates expressed as % p. a.
|
0,01 |
0,01 |
0,01 |
0,80 |
0,30 |
1,00 |
0,01 |
1,30 |
1,80 |
0,01 |
0,01 |
Interest rates expressed as % p. a.
|
|
|
|
1,30 |
|
1,50 |
|
1,80 |
2,30 |
|
|
Interest rates expressed as % p. a.
|
0,01 |
0,01 |
1,30 |
0,30 |
1,50 |
0,01 |
1,80 |
2,30 |
0,01 |
0,01 |
** Published interest rates apply to deposits up to EUR 69,999.99. Interest rates for deposits >= EUR 70,000 are determined individually at the branch point of VUB, a. s.
New interest rates valid from 15 July 2025. All information on interest rates can be found at Interest rates for deposit products.
Other Savings
Mortgage Savings account
Savings account
Savings account Seniors
