La Vita Life insurance
Insurance
Variant
Insurance for children
Life insurance helps secure the standard of living for a family or individual in the event of adverse life situations.
Advantages of La Vita Life Insurance
Option to choose the type of insurance:
- Risk variant
Covers risks (death, disability, accident, or illness). - Investment variant
Covers risks (death, disability, accident, or illness) and helps create a financial reserve for the future.
Extensive offer of optional supplementary insurance
Possibility to insure up to 6 persons under one policy
Special insurance offers for selected client groups: active seniors, adventurous students, little lions, computer wizards, energetic managers and lawyers, health protectors, professional drivers, and administrative workers
What’s new in Life Insurance
What’s new in Life Insurance
From 5 March 2026, we are introducing new features in La Vita and La Vita Magnifica life insurance:
Insurance tailored to selected professions – improvement and expansion of preventive benefits for segments (also for existing clients via a Public commitment)
Insurance for energetic managers and lawyers
Intended, for example, for managers (senior managerial staff), judges, and lawyers.
Insurance for stress-related illnesses
- heart diseases (e.g. heart attack, cardiomyopathy)
- heart surgeries (e.g. bypass, aortic surgery, heart valve replacement)
- burnout syndrome – borrowing a Holter monitor, consultation with a therapist or psychologist
Sick leave insurance – benefit for up to 700 days per one insured event
Insurance for professional drivers
Intended, for example, for drivers, long-distance drivers, public transport drivers, taxi drivers, couriers.
- Insurance in case of withdrawal of a driving licence
- Insurance for permanent consequences of an accident in a traffic accident
- If you did not cause the traffic accident, the insured sum increases by up to 30 %
Insurance for health protectors
Intended, for example, for doctors and healthcare staff.
Insurance for healthcare-related illnesses
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communicable infectious diseases, burnout syndrome, surgery for a herniated intervertebral disc
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Physiotherapy or rehabilitation, or a seminar/training on burnout syndrome – contribution up to 500 €
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Sick leave insurance – in serious cases, benefit up to 700 €
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Hospitalisation insurance with progressive benefit – benefit also in the case of spa treatment in a sanatorium (due to tuberculosis or spine surgery)
Insurance for computer wizards
Intended, for example, for programmers, analysts, architects, graphic designers.
Insurance for computer-related illnesses
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carpal tunnel surgery, eye surgery, haemorrhoid surgery, and herniated intervertebral disc surgeries
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Contribution for an eye examination or physiotherapy related to the above surgeries up to 500 €
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Premium protection insurance up to 100 000 €
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Sick leave insurance up to 700 days
Insurance for office stars
Intended, for example, for administrative workers, assistants, clerks, receptionists, librarians, accountants*.
Insurance for illnesses caused by administrative work
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type 2 diabetes, pacemaker implantation, carpal tunnel surgery, herniated intervertebral disc surgery
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Contribution for borrowing a Holter monitor, spa treatment, or physiotherapy/rehabilitation for the above illnesses
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Hospitalisation – benefit also for the listed diagnoses, including during spa treatment
Accident insurance for children
Life insurance for children provides children and their parents with a helping hand in the event of minor injuries (for example, fractures, sprains, and similar), as well as in the case of more serious accidents or illnesses. It is designed to allow the insurance to be put together according to the needs of parents and children, and to cover all the risks that may arise during mischievous childhood years.
Minimum entry age: from 2 weeks up to 14 years.
Taking sports activity into account
For children with an entry age up to 14 years (inclusive), no surcharge is applied for the type of sport performed or the way it is practiced. The surcharge is applied only on the insurance anniversary date in the year in which the insured child turns 18. Until then, the child’s sports activities are properly covered, whether during training or a match, and without a surcharge.
Extreme, combat and motorsports
For insured events that occur to the insured child before reaching 18 years of age, no exclusion applies for extreme, combat and motorsports.
This means that the child is properly covered even for these sports for all risks that are agreed in their contract. However, this does not apply to insured events under the insurance of daily benefits for accident treatment.
Cancer insurance for seniors
Entry age: 60–70 years; insurance term: maximum up to 85 years of age.
If you are diagnosed with cancer, we will pay you the full insured amount in a single lump sum. If you are diagnosed with carcinoma in situ or selected, easily treatable forms of cancer of the prostate or thyroid gland, we will pay 10 % of the insured amount.
More information can be found in the document [PDF, 173 kB].
Special insurance for women
Entry age: 15–60 years; insurance term: maximum up to 65 years of age.
The insurance covers three situations that may occur in the life of any woman: pregnancy, childbirth and postnatal complications; the birth of a child with a congenital defect; or serious women’s surgeries and diseases.
Benefit payment in the amount of the relevant percentage of the insured sum for a selected disease, surgery or complication, according to the women’s insurance table.
More information can be found in the document [PDF, 245 kB].
Life insurance for a senior
Life insurance is important at any age, but for seniors it can be especially useful due to increased risks and needs. By taking out life insurance, a senior gains insurance protection in the event of an unforeseen event. The insurance helps ensure financial stability for both the insured person and their loved ones.
It is important to keep in mind that:
- At an older age, illnesses and injuries become more frequent.
- Cancer is one of the most common causes of death among seniors over 65 years of age.
- With increasing age, injuries are also more frequent; they often require not only surgery, but also leave permanent consequences, often in the form of reduced mobility of the senior.
- In the age group 65–74, approximately every third senior ends up in hospital as a result of a fall.
Entry age: 60–70 years
Active Senior insurance
This is insurance that:
- covers seniors up to the age of 85 (Whole-life insurance in case of death provides lifelong insurance protection)
- is specifically designed for the needs of seniors
- allows useful assistance services to be arranged as part of the insurance
- provides contributions for permanent consequences of an accident of up to 300 € to support recovery after an accident
- provides a discount on the purchase of dietary supplements as part of the insurance
The insurance consists of:
- Whole-life insurance in case of death (mandatory coverage)
- Insurance in case of cancer for a senior
- Permanent consequences of an accident for a senior, with benefit payable from 10% with progression
- Hospitalisation due to an accident for a senior
- Premium protection for a senior
- Assistance services EXTRA
- Second medical opinion
The insurance can be extended with additional cover:
- Permanent damage to limbs and senses
- Insurance for bone fractures, burns, and injuries after an animal attack
- Daily benefit for accident treatment
- Surgical procedure
These insurances can be arranged up to a maximum age of 75 years.
Example
Life insurance – Active Senior
Total monthly premium for the contract: 35,37 €
Age: 65 years
Insurance term: 20 years
- Whole-life insurance in case of death: 2 000,00 €
- Cancer insurance: 5 000,00 €
- Permanent consequences of an accident with benefit payable from 10% for a senior: 20 000 €
- Premium protection: 10 000 €
- Daily benefit for hospitalisation: 1 000 €
- Assistance services EXTRA: YES
- Second medical opinion: YES
Branch
Learn more
- You will receive detailed information on how every euro is used.
- In addition to standard coverage, you also get compensation for pain and suffering free of charge up to 200 €.
- Existing clients can use the new VUB EURIZON investment strategies.
- We offer life insurance in cooperation with Generali Poisťovňa, a.s.
