Combi-product | VÚB banka

Minimum investment

Minimum lump sum investment of €1,500

Entry Fee

Entry fee of 2 % from investment

Interest rate

Interest rate on 12-month term deposit up to 4.60 % p.a.

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min 0 EUR max 0 EUR

Select a fund combination

12 months appreciation

EUR
- Eurizon Mutual fund - EUR
- 12-mesačný termínovaný vklad - EUR
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Read more about evaluation amount

The calculator shows the potential return over 12 months. For the calculation, VÚB, a.s. used the preferential interest rate applicable to a 12-month Term Deposit, and for mutual funds their historical average annual performance from each fund’s inception. Please note that the recommended investment horizon for individual mutual funds exceeds 12 months and should be observed. The performance shown does not take into account subscription and redemption fees, which reduce the value of the investment. Past performance is not a reliable indicator of future results. Investing in mutual funds involves risk. The value of the investment may rise, remain unchanged, or fall, and the return of the amount initially invested is not guaranteed. The calculator does not provide investment advice and does not constitute an invitation or recommendation to purchase any specific mutual fund. The projections shown are not a reliable indicator of future performance.
In the Investment Savings SK calculator, you can model a longer investment horizon for the selected funds.

Insert amount of investment

min 0 EUR

max 0 EUR

Select a fund combination

- Eurizon Mutual fund - EUR
- 12-mesačný termínovaný vklad - EUR
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This is a combination of a 12-month term deposit and selected mutual funds:

Eurizon SK mutual funds

Equity Portfolio (Recommended investment horizon of at least 7 years)
Dynamic Portfolio (Recommended investment horizon of at least 5 years)
Balanced Growth Fund (Recommended investment horizon of at least 5 years)
Global Portfolio (Recommended investment horizon of at least 7 years)
Possibility to diversify the investment across multiple mutual funds within the Combiproduct
Product sheets for the funds: Equity Portfolio [PDF, 235 KB], Dynamic Portfolio [PDF, 235 KB], Balanced Growth Fund [PDF, 236 KB], Global Portfolio [PDF, 250 KB]

Term deposit

In EUR currency
With a fixed term of 12 months
With a preferential interest rate of 4.60 % p. a. (valid only during the first term period)
After 12 months, a standard interest rate valid at that time is applied

Conditions:

Minimum investment amount starting from € 1,500
The invested amount is split into two parts in a 1:2 ratio, i. e. 1/3 is placed in the term deposit and 2/3 into selected Eurizon SK mutual funds

Interest rates related to the Combiproduct can be found in the interest rates section.

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Attention

Investment in mutual funds is also associated with risk. The value of an investment may increase, stagnate, or even decrease, and a return on the originally invested amount is not guaranteed. For the avoidance of doubt VÚB, a.s. and Eurizon SK are not liable for financial losses caused by the decision of investors to invest their money into individual funds on the basis of or in connection with this document. Past performance is not a reliable indicator of future performance.

The statutes, prospectuses and key investor information for Eurizon SK mutual funds, specifying the schedule of fees and charges, are available in the Slovak language at the headquarters of Eurizon SK and the depositary, at all VÚB, a.s. sales points and on www.eurizonslovakia.com. The investor has the opportunity to acquaint themselves with all the documents referred to in this paragraph. The official names of the mutual funds mentioned in this document are as follows: ACTIVE BOND FUND, otvorený podielový fond, STREDOEURÓPSKY DLHOPISOVÝ FOND, otvorený podielový fond, DYNAMICKÉ PORTFÓLIO, otvorený podielový fond, VYVÁŽENÝ RASTOVÝ FOND, otvorený podielový fond, ACTIVE MAGNIFICA, otvorený podielový fond, FLEXIBILNÝ KONZERVATÍVNY FOND, otvorený podielový fond and AKCIOVÉ PORTFÓLIO, otvorený podielový fond.

In accordance with the approved Eurizon SK mutual fund statutes, the proportion of securities or money market instruments issued or guaranteed by the states listed in the individual funds statutes may exceed 35% of the value of the fund assets, and may represent up to 100% of this value. The investment policy of the relevant Eurizon SK mutual funds may, in accordance with the approved statutes, be to invest primarily in assets other than transferable securities and money market instruments. This material is a promotional document or marketing message. Information on investment services, including warnings on the risks associated with investments in financial instruments, including shares of mutual funds can be obtained at all VÚB, a.s. sales points and on www.vub.sk in the section Legal information, Investor Protection.

* it is divided in a ratio of 1:2 (for the mutual funds – Active Bond Fund, Central European Bond Fund, Dynamic Portfolio, Balanced Growth Fund, Active Magnifica, Flexible Conservative Fund and the Equity Portfolio – it is €500 in the 12-month fixed-term deposit + €1,000 in the VÚB AM mutual funds, where the total minimum investment is €1,500). In one Combi-product it is possible to combine: Active Bond Fund, Central European Bond Fund, Dynamic Portfolio, Balanced Growth Fund, Active Magnifica, Flexible Conservative Fund, MIX 15 and Equity Portfolio, subject to the condition of a minimum investment in such funds.