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Mortgage for young people

Dreaming about buying your own home?
With a mortgage from VÚB, you can make your dream come true.

Fulfill your dream of your own home

Interest rate

Advantageous interest rate now from only 4.09% p.a.

Repayment period

Mortgage repayment period up to 30 years


Possibility to gain a tax bonus

Mortgage calculator

Mortgage Amount

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Repayment period

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Fixed interest

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    • Provisioning Fee - EUR

Choose the amount of the installment

Set the mortgage maturity period

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Select the interest fixation period

  • Amount of your mortgage
    • Interest rate % p.a. - %
    • Provisioning Fee - EUR

Get a mortgage that saves nature as well as money

Are you planning to buy, build, or renovate a property using green technologies? Get a Green Mortgage and save money. As a green bank striving to contribute to a healthy and sustainable lifestyle, we’ll be happy to support your eco-friendly housing plans. Go ahead and get our Green Mortgage with a preferential interest rate.

More about The Green Mortgage

Our tips for getting a mortgage for young people

What are the conditions for claiming a tax bonus?

  • the tax bonus is equal to 50% of the interest paid on one loan per year, up to €400
  • it can be claimed for a maximum of 5 consecutive years from the start of the mortgage
  • it can be claimed for the purpose of buying a flat/house or part thereof, constructing or completing a property, modifying or maintaining a property, or even for a combination of these purposes
  • the loan repayment period is from 5 to 30 years

What requirements do you need to meet to qualify for a tax bonus?

  • age limit: you (and all your co-borrowers) must be up to 35 years old on the date of applying for the housing loan
  • income amount: your average gross monthly income, calculated for the previous calendar year, must not exceed 1.3 times your average monthly salary.

Tip for you:

You can claim the tax bonus at the relevant tax office as part of your tax return. To apply for the bonus, you need to submit a certificate which you can request at any VÚB branch.  

Needs our help?

We will answer to all your questions.