Mortgage for young people
With a mortgage from VÚB, you can make your dream come true.
Fulfill your dream of your own home
Mortgage calculator
-
Your monthly paymentEUR
- Interest rate % p.a. - %
- Provisioning Fee - EUR
The APR calculation and the total amount also allow for the following estimated costs of the client, which may differ from the actual costs: the annual cost of insuring the subject of security of €50, the cost of preparing an expert opinion on the subject of security of €150, the cost of registering the lien of €66, and the monthly cost of maintaining a bank account with VÚB* of €11. For the calculation of the APR, the drawing date of the entire amount of the loan is assumed to be #D25#, and the date of the first instalment is #D26#. The amount of annuity instalments is the same in the calculation throughout the entire term of the loan. A flat serves as security for the loan.
-
Amount of your mortgageEUR
- Interest rate % p.a. - %
- Provisioning Fee - EUR
The APR calculation and the total amount also allow for the following estimated costs of the client, which may differ from the actual costs: the annual cost of insuring the subject of security of €50, the cost of preparing an expert opinion on the subject of security of €150, the cost of registering the lien of €66, and the monthly cost of maintaining a bank account with VÚB* of €11. For the calculation of the APR, the drawing date of the entire amount of the loan is assumed to be #D25#, and the date of the first instalment is #D26#. The amount of annuity instalments is the same in the calculation throughout the entire term of the loan. A flat serves as security for the loan.
Get a mortgage that saves nature as well as money
Are you planning to buy, build, or renovate a property using green technologies? Get a Green Mortgage and save money. As a green bank striving to contribute to a healthy and sustainable lifestyle, we’ll be happy to support your eco-friendly housing plans. Go ahead and get our Green Mortgage with a preferential interest rate.
More about The Green Mortgage
Our tips for getting a mortgage for young people
What are the conditions for claiming a tax bonus?
- the tax bonus is equal to 50% of the interest paid on one loan per year, up to €400
- it can be claimed for a maximum of 5 consecutive years from the start of the mortgage
- it can be claimed for the purpose of buying a flat/house or part thereof, constructing or completing a property, modifying or maintaining a property, or even for a combination of these purposes
- the loan repayment period is from 5 to 30 years
What requirements do you need to meet to qualify for a tax bonus?
- age limit: you (and all your co-borrowers) must be up to 35 years old on the date of applying for the housing loan
- income amount: your average gross monthly income, calculated for the previous calendar year, must not exceed 1.3 times your average monthly salary.
Tip for you:
You can claim the tax bonus at the relevant tax office as part of your tax return. To apply for the bonus, you need to submit a certificate which you can request at any VÚB branch.