Open a personal account for free
Get an additional €150 bonus with a VÚB Klasik account
How do I get the €150 bonus?
You can receive the €150 bonus if you meet the following conditions:
A) Open a VÚB Klasik account at a branch and transfer your account to VÚB, or
B) Open a VÚB Klasik account online,
and at the same time:
- set up a standing order on your savings account and use it to save at least €50.
- The standing order must be active and maintained at the time of the campaign evaluation.
- Leave the saved funds in the savings account until the end of the month following the month the account was opened,
- you will have card payments processed via a tokenized payment card in a mobile wallet (e.g., Apple Pay, Google Pay, Garmin Pay, Xiaomi Pay, or SwatchPAY...) totaling at least 300 EUR.
The €150 reward will be sent to your savings account no later than the end of the second month following the month the account was opened.
The campaign is valid from May 1, 2026, to August 31, 2026.
Learn more about the reward terms and conditions in the Public Pledge.
Top services are included in the price.
Card and cash without limits
Visa debit card, unlimited withdrawals from VÚB ATMs, and free cash deposits.
Learn moreSmart app
With the VÚB Banking app, you always have instant payments, PUSH notifications about transactions, and card limit settings at your fingertips.
Learn moreYou can easily reduce the €7 account fee by 50% or even 100%.
Just meet these conditions:
- Activity: Log in at least once a month to the VÚB mobile app or Internet banking.
- Income: Ensure a credit turnover of at least €700 per month (e.g., total incoming payments).
- Products: Use other bank products, such as a loan, credit card, or savings.
What discount will you get? If you meet the first two conditions and have at least 2 VÚB products, the account maintenance fee is only €3.50 per month. If you meet the first two conditions and have at least 3 VÚB products, account maintenance is completely free.
What else do you get with the account?
- Google Pay, Apple Pay, Garmin Pay, Xiaomi Pay, SwatchPay!
- Up to 5 Savings Accounts, including 1 Savings Account linked to your mortgage
- Unlimited card payments
- Unlimited withdrawals from VÚB ATMs
- Unlimited payments via standing orders, automatic transfers, and SEPA direct debits
- One-time online payments, including instant SEPA payments
- PUSH notifications about account activity
- SMS notifications about account activity (each SMS costs €0.15, with a maximum total fee of €2.00/month)
All interest rates related to the VÚB Klasik account can be found in the Interest Rates section.
VÚB Banking
With VÚB Banking, you can handle everything without visiting a branch. Make instant payments, scan QR codes in just a few clicks. You can also grow your savings in mutual funds or apply for a loan online with money quickly credited to your account.
We’ll handle the switch for you
Transfer your account to us now and get 100% off the monthly fee for up to 24 months when you meet the conditions.
We’ll set up standing orders and direct debits for you. Everything can be arranged remotely via the app, Internet banking, at a branch, or through the Contact Center.
How to open a VUB Classic Account? It is very simple.
Open your VUB Classic Account simply online.
Get 12 months of free account maintenance with fast and easy ONLINE setup of VUB Classic Account through the VÚB Mobil banking app. For further details, please click to the public pledge [PDF, 152 kB].
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