Smart instalment purchase

You can buy a new household appliance, sofa or holiday easily and without straining your family budget. Just make an instalment purchase through Quatro. After all, Quatro is also VÚB.

Why an instalment purchase?

• You can buy goods from €100 to €10,000
• You can choose a repayment period from 6 to 60 months
• You can choose a down payment amount from 0% to 50% of the price of the goods
• You can rely on the stability of VÚB

What advantages does it have?

• you can make quick, easy and convenient purchases
• you don’t have to strain your family budget or use your savings
• you can buy several products at once
• you can get a superior, more expensive product
• you can shop in regular stores or from the comfort of your home, in e-shops

Something extra for VÚB clients

For VÚB clients, instalment purchases can be extra fast and practical. VÚB Internet Banking or Mobile Banking users can sign the instalment purchase contract electronically, without unnecessary paperwork. With these services, you can arrange everything online and always keep an overview of your contracts and signed documents on your computer or mobile phone.

Are you interested?

All the necessary information about instalment purchases is available at www.quatro.sk. Alternatively, you can call our helpline 0850 123 440.

A representative example: With a total loan amount of €500, an interest rate of 20.28% p.a. and a repayment period of 20 months, the monthly instalment is €29.12 (the last instalment is €28.99). The annual percentage rate of charge (APRC) is 18.28% and the number of instalments is 20. The total amount the client has to pay is €582.27 without insurance. The APRC is calculated using the following assumptions: drawdown on 1 August 2022; due date of the first instalment on 20 September 2022. The APRC is calculated to two decimal places.