VUB Youth Account

Skip FOMO. Spend only on what really interests you, with a reward of up to €150 to your VÚB Account for young.

An account that lets you skip what you don't like.

Smart payments and withdrawals via mobil

Enjoy cashless payments with a designer debit card.

Fast opening online

From the age of 20, no rocket science.

Bonus up to €40

We reward online setup without paperwork

Skip the unnecessary worries

FOMO or the fear of missing out on something trendy is something almost every young person knows. But what if we learned to skip it and focused only on what truly interests us? We'd save not just time, but money too. So it really doesn’t matter how you spend your reward of up to €150. As long as you genuinely enjoy it.

No need to feel FOMO about your reward. Here’s how you can get up to €150 too

Open a Account for young online and get a bonus of up to €150.

If you open a VÚB Account for young at a branch, you can receive a reward of up to €50.

How can you get a reward of up to €150?

  • €50 for opening an account at a branch or online and saving at least €100 over two months after opening the account (€50 each month), provided the savings remain in the account until the end of the second month following the month the account was opened.

 

  • €100 for an account opened online, when you make card payments via Apple Pay / Google Pay / Garmin Pay / Xiaomi Pay / Swatch Pay totaling at least €100 by the end of the second month.

 

  • Your reward of up to €150 will be sent to your savings account no later than the end of the third month following the month the account was opened.

Skip the cash with the Skip bracelet

The first 2,000 people to open an account will receive a unique Skip payment bracelet for free. You can use it to pay anywhere from cafés to cinemas without ever needing to search for your card or wallet again.

Contest Terms: “Win a Payment Bracelet with VÚB

For teenagers aged 15 (before turning 16) who open an account without a legal guardian/parent present, it is necessary for the legal guardian/parent to provide consent for the processing of personal data. Download the consent form, fill it out, have it signed by the legal guardian/parent, and bring it to any branch. Consent for personal data processing is required in order to evaluate eligibility and deliver the payment bracelet.

Kampaň je platná od 01.08.2025 do 15.12.2025

Viac o podmienkach pri otvorení účtu Online nájdete vo Verejnom prísľube.
Viac o podmienkach pri otvorení účtu v pobočke nájdete vo Verejnom prísľube.

You too can have a discounted VUB Youth Account

If you are between 20 and 26 (inclusive) and are not a student, we offer you a VUB Account for Young People with a 50% discount on the banking fee until you reach the age of 30. For further details, please click to the Public pledge [PDF, 152 kB].

When you open an account online via the VUB Mobile banking, your account is automatically free of charge for the first 12 months, with no account maintenance fee. If you actively use our products, you can continue to have a free VUB accounts thanks to the Loyalty Reward [PDF, 220 kB]. Moreover, you can enjoy all benefits of the VUB Account for Young People until you turn 30. For more information on the extension of account benefits in the Public pledge [PDF, 172 kB].

Open online

All you need is our app, a few spare minutes and the account is yours.
Open account

Free, with a loyalty reward

You can increase your 50% maintenance fee discount up to 100% with active usage.
More about the reward
Designer payment card

Designer payment card

Enjoy cashless payments with a designer debit card for young people. You don't pay anything and don't even have to go to the bank to get it: we'll send it straight to your home If you are zero waste, we have a plastic-free card for you. You can obtain it when opening your VUB Student Account.

Authorised overdraft

Need extra money urgently? The VUB Students Account VUB Youth account also have a START overdraft facility.

Mobile payments and withdrawals

Pay or withdraw money easily with your mobile or smartwatch with Google Pay, Apple Pay, Garmin Pay, Xiaomi Pay, SwatchPay and Viamo, and now SEPA Instant Payments.

Safe online shopping

Shop and pay online without the need to worry about your money. Thanks to our advanced security features, your data is safe.

Savings accounts with favourable interest

With the Account for Students and Young People from VUB, you can save for your future on up to 5 savings accounts with a favourable interest rate.

Handy mobile app

Thanks to the handy VUB Mobil banking app, you can keep track of everything and manage your account without having to visit a branch.

Traveling made easy

Traveling made easy

The debit card you get with your VUB Youth account will also make travelling easier. It's easy to withdraw cash from an ATM in the currency you need, and you don't have to go to an exchange office with an unfavourable exchange rate. Plus, if you use an ATM at one of our sister banks, you can withdraw your money for free.

Are you a student?

Are you a student?

We have an even more convenient account for you. Find out more about the VUB Student Account with free management.

How to open Account for young students

Not our client?

Never mind, you can easily apply open a Account for young account online.

Set up online

Contact us

Do you have questions about the product or need help setting it up? Feel free to contact us.

Contact us

Visit us on branch

Visit us at your nearest branch.

Find your nearest branch
Account transfer

Account transfer


Transfer your account to us with the opportunity to get a reward of 60 EUR and 6 months free account management.

Do you simply want to change the bank that maintains your account and you do not have the desire and time to run around the banks? Does a lot of worries and equipment discourage you?

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Useful Links

Document with information about fees

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Document with information about fees

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Interest rates

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Price catalogue

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General Terms and Conditions

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General Terms and Conditions

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We will answer all your questions.