Premium Deposit

Minimum total investment from 1 000 €.

The deposited amount may only be in multiples of 10 EUR, and at the same time the deposit must be credited to the account only on the day the Premium Deposit is opened.

Additional information

• Structured deposit with a standard fixed term from 01. 05. 2026 to 30. 04. 2027.
• Interest accrues from the date of opening the deposit (i.e. during the introductory fixed-term period) of the Premium Deposit.
• Guarantee of payment of the full deposit amount and the guaranteed interest, provided the fixed term is observed.
• Possibility to open multiple Premium Deposits.
• An entry fee of 0,30 % of the total deposit amount is paid separately.
• The fee for early termination is 3 % of the deposit amount and will be deducted from the paid-out deposit; at the same time, if you withdraw before maturity, you lose entitlement to interest that has not yet been paid out. Account termination is only possible on the 20th day of a calendar month and only for the full deposit amount; it is not possible to withdraw only part of the deposit.
• The deposit is protected by the Deposit Protection Fund.
• After the end of the total fixed term, the Premium Deposit automatically becomes a deposit account with a 1-month fixed term.
• It is not possible to make additional deposits into the Premium Deposit.

Overview of Structured Deposits sold by VÚB

2026, 2025, 2024, 2023

Threshold (strike) values linked to the index

2026, 2025