Allowed VÚB overdraft
You always have a cash reserve at hand.
With the authorized overdraft, you always have some extra money available. You can easily withdraw it from an ATM, at a branch or just by paying with a card.
With the authorized overdraft, you always have some extra money available. You can easily withdraw it from an ATM, at a branch or just by paying with a card.
Access to money
Repayment
Interest
-
Your monthly interest paymentEUR
This calculation is for informational purposes only and applies to contracts concluded from 1 January 2022.
Representative example: The Annual Percentage Rate of Charge (APRC) for a Flexidebet overdraft from VÚB in the amount of #D8#€, with an interest rate of 19.90% p.a. and a monthly account maintenance fee of #D9#€, amounts to #D10#%. The total amount the client is required to pay is #D11#€.
For the APRC calculation, it is assumed that the Flexidebet limit is drawn in full on the day it is granted and used for a period of 3 months, with the first interest payment due exactly one month after the assumed drawdown date and each subsequent payment made at monthly intervals (regardless of the specific calendar day of the month). The total overdraft limit is due in full in the third month. Granting the loan under the offered conditions is subject to the bank’s approval and depends on an assessment of the applicant’s ability to repay the loan.
For the APRC calculation, it is assumed that the Flexidebet limit is drawn in full on the day it is granted and used for a period of 3 months, with the first interest payment due exactly one month after the assumed drawdown date and each subsequent payment made at monthly intervals (regardless of the specific calendar day of the month). The total overdraft limit is due in full in the third month. Granting the loan under the offered conditions is subject to the bank’s approval and depends on an assessment of the applicant’s ability to repay the loan.
-
Your monthly interest paymentEUR
This calculation is for informational purposes only and applies to contracts concluded from 1 January 2022.
Representative example: The Annual Percentage Rate of Charge (APRC) for a Flexidebet overdraft from VÚB in the amount of #D8#€, with an interest rate of 19.90% p.a. and a monthly account maintenance fee of #D9#€, amounts to #D10#%. The total amount the client is required to pay is #D11#€.
For the APRC calculation, it is assumed that the Flexidebet limit is drawn in full on the day it is granted and used for a period of 3 months, with the first interest payment due exactly one month after the assumed drawdown date and each subsequent payment made at monthly intervals (regardless of the specific calendar day of the month). The total overdraft limit is due in full in the third month. Granting the loan under the offered conditions is subject to the bank’s approval and depends on an assessment of the applicant’s ability to repay the loan.
For the APRC calculation, it is assumed that the Flexidebet limit is drawn in full on the day it is granted and used for a period of 3 months, with the first interest payment due exactly one month after the assumed drawdown date and each subsequent payment made at monthly intervals (regardless of the specific calendar day of the month). The total overdraft limit is due in full in the third month. Granting the loan under the offered conditions is subject to the bank’s approval and depends on an assessment of the applicant’s ability to repay the loan.
Discover the convenience of mobile or watch payments.
Add your card via the VUB Mobil banking app with one click to your Apple Pay or Google Pay wallet and pay easily with your mobile or watch.
You can repay the authorized overdraft at the speed and at the level that suits you.
Each deposit credited to your account automatically reduces the amount of the sum of the withdrawals you have drawn and you can thus use the money again.
Product parameters
- Minimum amount of authorized overdraft 300 €
- Maximum amount of authorized overdraft 3 400 €
- The money is available to you any time 24/7
