Your child's allowance safe with the app
Up to 20 € extra with VÚB Junior Banking
With the VÚB Junior Banking app, children can gain new financial knowledge and also a reward of up to 20 €.
In the app, they will find the Financial Education module with fun and simple exercises:
- 4 exercises are available, each with 10 questions
- for each successfully completed exercise, the child receives 1 draw ticket; in total, for all exercises, they can receive up to 4 draw tickets
- every month, 200 draw tickets are drawn, and each drawn ticket means a prize of 5 €
- the more draw tickets the child gets, the higher the total prize can be – up to 20 € in total.
The competition runs from 15 May 2026 to 31 December 2026.
You can find the complete competition terms in the Statute.
Benefits for the parent:
Pocket money under control
With the app, you can see exactly where and what your child spends on. Your child’s finances therefore remain safe, and you have them under control at any time.
Freedom for them, reassurance for you
Give children a sense of independence, but with your supervision. Set limits and rules that will teach them how to manage money, while you keep the situation under control.
A school of saving through play
Help children understand the value of money. The app guides them in a playful way towards saving for their dreams and teaches them to build healthy financial habits.
Safety first
A virtual card is an ideal companion for safe online shopping. The child gains freedom in paying, and you gain the reassurance that everything is under maximum protection.
Benefits for the child:
Small click, big responsibility
Children love the feeling of independence. Their own app will show them that the money in the account is truly their responsibility.
Joy from the first savings
Watching savings grow in the app is the best motivation. The child sees a clear goal and you, in turn, their joy from the first savings.
No online bogeymen
With a virtual card on their phone, the child can explore favourite e-shops completely on their own. They gain the freedom to pay for what they like, while also learning how to move safely in the world of online payments.
A phone instead of a wallet
No more waiting for coins. The child can “tap” for pocket money directly in the app, and if they need cash, they can withdraw it from an ATM using only their phone.
Educational quiz
Peniaze nie sú žiadna veda, ak viete, ako na ne. V našom kvíze sa decká hravou formou naučia, ako si rozumne odkladať, akú hodnotu majú veci okolo nás a ako sa nenechať nachytať pri platení na nete.
Kvíz ich navyše prirodzene prevedie celou aplikáciou, takže si všetky funkcie vyskúšajú priamo v praxi. A aby ste vopred vedeli, do čoho idete, pripravili sme pre vás štyri krátke videá. Tie vám aj našim malým bankárom ukážu, čo všetko ich v kvíze čaká a aké témy spolu rozlúskneme.
Saving for goals
Learning to save systematically is a skill that is hard to pick up later in adulthood. In our app, a child can create up to 5 goals at once – from new sneakers to a game console. To make the journey to the goal more fun, they can add their own image to each one, which will immediately remind them what they are saving for.
Thanks to a clear chart, the child can see in real time how their savings are growing, and naturally understands the value of money. As a parent, you can be sure that your child is learning responsibility directly in practice, in a way that motivates them not to give up at the first temptation.
Safe cash withdrawals from an ATM even without a c
For a child to withdraw money from an ATM, they do not need to have the card with them at all. With our app, all they need is a mobile phone and a one-time code, thanks to which they can have cash in hand in a few seconds. It is an ideal solution when the card is left at home or lost somewhere in a backpack. You can be completely at ease, because you can set their withdrawal limits at any time on your mobile. You can also watch this whole “cardless” withdrawal in our short video – you will see that for a child it is very easy.
Simple requests for pocket money
When the child runs out of budget, there is no need to call a family meeting right away. They can ask you for pocket money directly in the app – they enter the amount, add a short message, and you immediately get a notification on your phone. You just confirm the request in your VÚB Banking and the money is in the account instantly. Just as easily, the child can ask another person for money as well, for example grandparents. The app generates a payment link that you simply send via a message. It is fast, modern, and under your supervision.
Rewards for completed tasks
Do you want to motivate your child to help at home or get better grades? Try using tasks directly in the app. Whether it’s tidying their room, walking the dog, or helping grandma, you simply assign your child a “mission” and add a small reward to it. As soon as it’s done, you’ll get a notification on your phone and you confirm the reward in a few taps. This way, the child learns in a playful way that effort and responsibility come with a fair reward. It’s clear and, in addition, fun for both of you.
Secure online payments with a virtual card
Give your child the joy of online shopping without you worrying about every payment. With a virtual card on their phone, they can click safely in e-shops and you will be the first to know about it. You approve every new card for them directly in your own app, so you have an overview even before anything gets “added to the cart”.
In addition, you can safely turn off online payments on their classic plastic card. The child can manage just fine with the virtual one. In our video you will see that creating such a card is very easy for a little banker.
Temporary card blocking in the app
If the child can’t find their card, there’s no need to panic – they can block it themselves immediately in the app. It’s the fastest way to keep money safe while it becomes clear whether the card was left at school under a desk or in a jacket after training. When the card is found, it can be unblocked just as easily in the app and everything works as before. As a parent, you can be sure that the child knows how to react to such a situation quickly and responsibly. Watch our video and you’ll see that “freezing” the card in the app takes just a few seconds.
Download the VÚB Junior Banking app
