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Home equity loan

Use the money as you wish.
Take a mortgage loan secured by property, where you don't have to document the purpose of the use of the money.

Take out a non-purpose mortgage

No documents

No documents to prove the purpose of the loan are required

Lower interest

Lower interest rates than consumer credit


The money can be used for anything

Mortgage calculator

Mortgage Amount

min 0 EUR max 0 EUR

Repayment period

0 - 0 -

Fixed interest

  • Your monthly payment
    • Interest rate % p.a. - %
    • Provisioning Fee - EUR

Choose the amount of the installment

Set the mortgage maturity period

0 - 0 -

Select the interest fixation period

  • Amount of your mortgage
    • Interest rate % p.a. - %
    • Provisioning Fee - EUR

In addition, you will also get

A wide choice of fixed-interest periods

Choose the period over which your mortgage repayment will be unchanged. You can choose between short and long fixed-interest periods (8 – 10 years).

VÚB loan for real estate investments

A way to finance housing and furnishing at a discounted interest rate

Mortgage without invoices

If you are doing the construction or remodelling yourself, it is sufficient to document the purpose of the loan with photographs, an itemised budget and a statutory declaration

Boosted savings account for a mortgage

Get a savings account with your mortgage with a bonus interest rate boost of up to 0.40% p.a.

Why choose a mortgage from VÚB bank?

  • We understand mortgages like no one else
    VÚB bank granted its first mortgages in Slovakia as far back as 1998. Multiple winner of the Mortgage of the Year awards from Fincentrum and TREND magazine.
  • We’ll tailor a mortgage to you
    we will provide you with expert advice, we can discuss your ideas and tailor your mortgage. We will help you through the process of arranging the mortgage.


Prečo si vybrať hypotéku od VÚB banky?

Hypotékam rozumieme ako nikto iný

prvé hypotéky na Slovensku poskytla VÚB banka už v roku 1998. Niekoľko násobná hypotéka roka v hodnotení Fincentra a týždenníka TREND.

Ušijeme vám hypotéku na mieru

poskytneme vám odborné poradenstvo, preberieme vaše predstavy a prispôsobíme vám hypotéku na mieru. Pomôžeme vám s celým procesom vybavenia hypotekárneho úveru.

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