Home equity loan

Use the money as you wish.
Take a mortgage loan secured by property, where you don't have to document the purpose of the use of the money.

Take out a non-purpose mortgage

No documents

No documents to prove the purpose of the loan are required

Lower interest

Lower interest rates than consumer credit

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The money can be used for anything

Mortgage calculator

Mortgage Amount

min 0 EUR max 0 EUR

Repayment period

0 - 0 -

Fixed interest Choose the interest fixation period

  • Your monthly payment
    EUR
    • Interest rate % p.a. - %
    • Provisioning Fee - EUR

Choose the amount of the installment

Set the mortgage maturity period

0 - 0 -

Select the interest fixation period Period with a guaranteed interest rate

  • Amount of your mortgage
    EUR
    • Interest rate % p.a. - %
    • Provisioning Fee - EUR

In addition, you will also get

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Wide range of fixed-rate periods

Choose the period during which your mortgage payment will remain unchanged. You can select from both short and long interest rate fixations of 1, 3, 4, 5, or 10 years.

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Interest rate

from 3.69% p.a. with a 3-year fixation and loan insurance

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“Active Account” service

Get a discount on the mortgage arrangement fee. All you need is to have any current account with VÚB Bank no later than at the time of signing your mortgage agreement.

“Energy Certificate” service

Get a discount on the mortgage arrangement fee. Simply submit an energy certificate for the secured property with your mortgage application (regardless of the energy rating).

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Advantageous insurance

Gain peace of mind with favourable insurance in the event of unforeseen life situations. With our mortgage, you can include loan, household, and property insurance directly in your mortgage agreement.

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Favourable savings account with your mortgage

Get a savings account linked to your mortgage with a preferential bonus interest rate of up to 0.99% p.a.

Why choose a mortgage from VÚB Bank?

We understand mortgages like no one else
The first mortgages in Slovakia were granted by VÚB Bank as early as 1998. Several times mortgage of the year in the Fincentre and TREND weekly evaluation.

We will tailor a mortgage for you
We will provide you with expert advice, discuss your ideas and tailor a mortgage for you. We will help you with the entire mortgage process.

Need more information?
Contact Service
Do you have questions about the product or need help setting it up? Feel free to contact us.

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