Refinancing the Mortgage
Save on your mortgage.
Transfer your existing mortgage to VÚB and save on the monthly installment. You can also change the repayment period or increase the mortgage.
Transfer your existing mortgage to VÚB and save on the monthly installment. You can also change the repayment period or increase the mortgage.
Mortgage refinancing pays off with us
Mortgage increase
Payment
Merge loans
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Your new monthly installmentEUR- Interest rate % p.a. - %
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Monthly Savings
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EUR
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Total Savings
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EUR
Disclaimer
This calculation is for information only. The interest rate amount for the particular fixation is valid from #D16# % p.a.. The granting of a loan on the terms offered is subject to the bank's approval. The monthly mortgage annuity payment in the amount of €#D6# with an interest rate of #D16# % p.a. with a
#D8#-year fixation and a maturity period of #D7# years is €#D17#.
No provision fee (upon fulfilment of the bank's conditions*). The total amount that the client must pay for the entire maturity period with a #D8#-year fixation is €#D24#, including monthly loan insurance instalments of €#D27#.
The annual percentage rate of costs (APR) is #D20#%, the number of instalments is #D16#.
The resulting APR is rounded to two decimal places.
The APR calculation and the total amount also allow for the following estimated costs of the client, which may differ from the actual costs: the annual cost of insuring the subject of security of €50, the cost of preparing an expert opinion on the subject of security of €150, the cost of registering the lien of €66, and the monthly cost of maintaining a bank account with VÚB* of €11. For the calculation of the APR, the drawing date of the entire amount of the loan is assumed to be #D25#, and the date of the first instalment is #D26#. The amount of annuity instalments is the same in the calculation throughout the entire term of the loan. A flat serves as security for the loan.
The APR calculation and the total amount also allow for the following estimated costs of the client, which may differ from the actual costs: the annual cost of insuring the subject of security of €50, the cost of preparing an expert opinion on the subject of security of €150, the cost of registering the lien of €66, and the monthly cost of maintaining a bank account with VÚB* of €11. For the calculation of the APR, the drawing date of the entire amount of the loan is assumed to be #D25#, and the date of the first instalment is #D26#. The amount of annuity instalments is the same in the calculation throughout the entire term of the loan. A flat serves as security for the loan.
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In addition, you will also get
A wide choice of fixed-interest periods
Choose the period over which your mortgage repayment will be unchanged. You can choose between short and long fixed-interest periods (8 – 10 years).
VÚB loan for real estate investments
A way to finance housing and furnishing at a discounted interest rate
Mortgage without invoices
If you are doing the construction or remodelling yourself, it is sufficient to document the purpose of the loan with photographs, an itemised budget and a statutory declaration
Boosted savings account for a mortgage
Get a savings account with your mortgage with a bonus interest rate boost of up to 0.40% p.a.
Why choose a mortgage from VÚB bank?
- We understand mortgages like no one else
VÚB bank granted its first mortgages in Slovakia as far back as 1998. Multiple winner of the Mortgage of the Year awards from Fincentrum and TREND magazine. - We’ll tailor a mortgage to you
we will provide you with expert advice, we can discuss your ideas and tailor your mortgage. We will help you through the process of arranging the mortgage.
How to refinance a mortgage from another bank?
