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Refinancing the Mortgage

Save on your mortgage.
Transfer your existing mortgage to VÚB and save on the monthly installment. You can also change the repayment period or increase the mortgage.

Mortgage refinancing pays off with us

Mortgage increase

Mortgage increase for additional resources


Lower monthly payment

Merge loans

Merge multiple loans into one

Insert current monthly installment

Insert Loan Amount

min 0 EUR max 0 EUR

Insert Repayment Period

0 - 0 -

Select the Fixed Interest Rate period

  • Your new monthly installment
    • Interest rate % p.a. - %
    • Monthly Savings - EUR
    • Total Savings - EUR
How to refinance a mortgage from another bank?
Visit any VÚB branch
We’ll provide you with all the basic information about the loan terms and the documents you need to submit with your application.
Submit an application
Bring all the necessary documents and apply for a loan.
If multiple people are applying for a loan, sign the application together.
Approval and signature
We will inform you of the outcome of the approval procedure. Then we will arrange a meeting and you will sign the documents.
Bring the signed mortgage agreements and the lien proposal to the Cadastral Office.

In addition, you will also get

A wide choice of fixed-interest periods

Choose the period over which your mortgage repayment will be unchanged. You can choose between short and long fixed-interest periods (8 – 10 years).

VÚB loan for real estate investments

A way to finance housing and furnishing at a discounted interest rate

Mortgage without invoices

If you are doing the construction or remodelling yourself, it is sufficient to document the purpose of the loan with photographs, an itemised budget and a statutory declaration

Boosted savings account for a mortgage

Get a savings account with your mortgage with a bonus interest rate boost of up to 0.40% p.a.

Why choose a mortgage from VÚB bank?

  • We understand mortgages like no one else
    VÚB bank granted its first mortgages in Slovakia as far back as 1998. Multiple winner of the Mortgage of the Year awards from Fincentrum and TREND magazine.
  • We’ll tailor a mortgage to you
    we will provide you with expert advice, we can discuss your ideas and tailor your mortgage. We will help you through the process of arranging the mortgage.


Need more information?
Contact Service
Do you have questions about the product or need help setting it up? Feel free to contact us.

Contact us
Visit us on branch
Visit us at your nearest branch.

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