
Promo Banner 5% Moneyback
Which one to choose?
Go for World if you’re looking for something extra
- Worldwide travel insurance for you and up to 5 travel companions
- Access to airport lounges across the globe
- 24/7 free online medical consultation – whenever you need it
- Can book flights, find a handyman, or choose the perfect gift
- 5% moneyback on your first credit card transaction
Standard, if you’re looking for a practical tool
- 1% back on online card payments, including rewards up to €15
- Mobile, watch, or bracelet payments – whatever suits you best
- For a fee, you can transfer money from the credit card to your account
- 5% moneyback on your first credit card transaction
Smart, if you don’t like surprises
- 1% moneyback on online payments – up to €10 per month
- Rewards for online shopping
- Also available in a plastic-free version

Everything you need to know – in just 10 minutes
The password for the card, which you need for SMS authorization of online payments, can be found in Internet banking under Card Details, where you can also view it and change it for free.
- When you use a debit card for payment, you're using your own funds from your checking account, to which the debit card is linked.
- When you use a credit card for payment, you have access to a credit limit approved by the bank.
- Debit cards are commonly issued with a checking account, while you need to apply for a credit card.
If you have active Nonstop banking service, you can view your PIN in Internet/Mobile banking under Card Details. If you don't have the Nonstop banking service, you need to request a reissuance of the PIN through a branch or the Contact service.
You can get up to 100% discount on the fee simply by regularly using the credit card. More information is provided for each type of credit card or in the terms of the Payment Reward program.