Enjoy a carefree vacation
Worldwide travel insurance
Hassle-free check-in
Interest-free period of up to 50 days
Get 1% back
One free cash withdrawal
It’s handy to have a credit card with you every day, even when you’re on the go...
Protects your money
When you use a credit card, you pay first from the bank’s credit line, which protects your money. In the event of fraud, the bank will assist you even beyond what is required by law.
Allows you to respond to unexpected events
A credit card provides you with a buffer for unexpected expenses or great deals—such as a cheaper flight or car repairs.
Insures you and 5 of your travel companions
With a credit card, you get free insurance. It helps you, for example, with lost luggage, medical complications abroad, and even in the mountains at home.
It ensures extra comfort while traveling
- Airport lounges in the LoungeKey network – 1 free entry per year, additional entries at a discounted price of 30 EUR.
- One cash withdrawal per month anywhere without a fee.
- Online consultations with a doctor via uLekara.sk – free and available anytime, even before traveling abroad.
Detail information
- Credit limit €1,500 – €20,000
- Interest-free period up to 50 days
- Interest rate 17,90 %
- Maximum daily limit for cash withdrawals €2,000
Travel more advantageously with Booking.com
Discover our new travel benefit. With a Mastercard World credit card, you can receive up to 7% back from the accommodation price in the form of credits on Booking.com. You can use these credits for your next trip or holiday.
Discounts & Rewards
Payment Rewards – Fee Discount – Terms and conditions for a discount on the monthly card account maintenance fee:
- 50% discount for a payment volume of €500/month.
- 100% discount for a payment volume of €1,000/month.
TIP: Payments made with supplementary cards are also included in the payment volume. You can now use your card to pay, for example, utility bills or insurance premiums.
More info in this document [PDF, 211 kB].
Money back – with the Mastercard World credit card, you get 1% back on payments for airline tickets or accommodations. The monthly reward from these payments can be up to €20 per month. Applies to payments made with both the primary and supplementary cards. More info in this document [PDF, 198 KB].
Birthdays – In addition, you’ll get 4% back on all card payments made on your birthday, with a maximum reward of €100. More info in this document [PDF, 228 KB].
Documents to download
VIP Airport Lounges
With our Mastercard World credit card, you have access to more than 1,400 airport lounges in the LoungeKey network.
At any lounge in the LoungeKey network, you can enjoy one entry for free (from January 1 to December 31, 2026); each additional entry is available at a discounted price of €30. Simply find lounges in the app or on the LoungeKey website.
We recommend downloading the LoungeKey app and registering your Mastercard World credit card (primary or supplementary) there. When registering your card, you must enter your full card number, expiration date, and CVC code; a €1 authorization charge will then be processed to verify your card’s validity (the payment will be reversed).
The app will generate a digital card in the form of a QR code, which you simply need to present when entering the lounge. It’s convenient and fast, since you always have your phone on hand.
You don’t need to have the LoungeKey app downloaded; you can present a physical plastic card upon entry.
Public commitment to the LoungeKey service in this document [PDF, 184 KB]
Credit Card with Travel Insurance
Travel insurance included with card
The main card includes premium worldwide travel insurance, including search and rescue coverage in the mountains, goods protection insurance, and an extended warranty on purchased goods. In addition to you , this insurance also covers up to 5 other traveling companions . The same insurance package can also be purchased for an additional card for €40 per year.
Under the travel insurance, coverage for medical expenses also applies to COVID-19.
Travel insurance documents for credit cards
- Scope of Insurance Coverage and Insured Amounts [PDF, 51 kB]
- General Insurance Terms and Conditions for Credit Card Insurance, effective May 1, 2024 [PDF, 574 kB]
- General Insurance Terms and Conditions for Credit Card Insurance, effective July 1, 2022 [PDF, 960 kB]
- General Insurance Terms and Conditions for Credit Card Insurance, effective as of January 1, 2022 [PDF, 1.35 MB]
- Product Information Document [PDF, 204 kB]
- Public Commitment to Cover Medical Expenses Related to Covid-19 [PDF, 430 kB]
Loan Repayment Protection
You also have the option to take out loan repayment protection – credit card coverage in the event of temporary disability, permanent disability, or death. The cost of the insurance is listed in the currently valid VÚB, a.s. Price List.
Documents Regarding Loan Repayment Insurance
Additional card
You can also request multiple supplementary cards for your family members aged 15 and older to be linked to your primary card. A supplementary card shares the credit limit of the primary card or the limit you set for it (up to the approved credit limit).
Payments made with supplementary cards count toward the spending threshold for fee discounts and also toward payment rewards.
Card payments and transfers
Secure Online Shopping
- You can confirm online card payments using the 3D Secure security feature, which is part of the Nonstop Banking service. Learn more about using 3D Secure.
- You can view all card details required for online payments in the VÚB Online Banking app – you don’t need a physical card.
- You can also easily change your online payment limits for free and online via Nonstop Banking services (Internet Banking, VÚB Mobile Banking, or through the call center)
- For more information on secure shopping, visit www.vub.sk/bezpecnost
Mobile Payments
- Pay quickly and conveniently with your phone or watch. You can register your card with Apple Pay or Google Pay right through the VÚB Mobile Banking app.
- You can also pay with your watch or wristband via Garmin Pay, Xiaomi Pay, and SwatchPAY!
- At the checkout, you no longer need to search for your wallet and your plastic payment card inside it, nor enter a PIN code at the terminal. Just like a payment card, simply hold your phone, watch, or wristband up to the payment terminal and pay.
Card Transfer
- allows you to transfer money from your credit card account to any (SEPA) account via VÚB Internet/Mobile Banking. A fee is charged for the transfer in accordance with the currently valid VÚB Price List.
uLekára.sk and assistance services
uLekára.sk Service
Holders of Mastercard World premium credit cards can use the 24/7 online medical consultation service completely free of charge, whenever they need it. More than 350 doctors from various specialties are available to answer your questions. You can consult on both physical and mental health issues. More information about the uLekára.sk service.
Assistance Services
Take advantage of the Mastercard Assistant service – a professional team of assistants is available 24 hours a day, 365 days a year at +421 268 623 288 or via email at asistent@mojmastercard.sk.
Flexible repayment options and payment schedule
It's up to you how much you pay each month; all you need to do is make at least the minimum payment by the due date every month.& The minimum payment is 3% of the amount borrowed plus any fees and interest, with a minimum of 3 euros. You can make the payment by bank transfer, cash deposit (service fee according to the current price list), or we recommend setting up the free service direct debit for the minimum payment so you can be sure you’ll always pay the required minimum payment on time.
Online payment - A payment sent from a VÚB account via Internet/Mobile banking is credited to your credit card immediately.
Payment Calendar [PDF, 199 kB] for the Mastercard World credit card.
Plastic-free Card
A card available only in digital form via VÚB Mobile Banking.
How to pay with a card without a physical card:
- At POS terminals in brick-and-mortar stores: simply add it to your Google Pay or Apple Pay wallet via the VÚB Online Banking app and pay conveniently with your phone or smartwatch.
- Online: In the VÚB Online Banking app, you can view all the information needed for online payments (full card number, CVC, expiration date)—just click the icon below the card.
- See how easy it is in this video: Get to know your credit card.
If you forget your PIN code, you can view it in the VÚB Online Banking app in the card details.
Basic Product Information
Document
