Savings account with a Mortgage

A mortgage savings account allows you to set aside spare funds at a preferential interest rate, thereby building a financial reserve for your mortgage loan.

Variable amount of savings

You can change the amount of monthly payment depending on your needs.

You always have the money "at hand".

You will always have your funds available.

It pays off with us

You can get a preferential interest rate of 1% p.a.

Mortgage Savings Account at VÚB Bank

Do you have €20 left in your account after paying your bills? Deposit it into a Mortgage Savings Account and you can earn a higher interest rate, which will help you build up your financial reserve. The money saved this way could help you pay off your mortgage and finally breathe easy without the burden of a loan.

The Mortgage Savings Account is an additional product to the VUB Classic Account / VUB Extra Account, which allows you to easily, quickly, and effectively set aside spare funds at a preferential interest rate and thus build a financial reserve for your mortgage loan at VÚB Bank.

Funds in the Mortgage Savings Account are protected under the Deposit Protection Act.

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Benefits of Savings Account to a mortgage

  • you always have the money "at hand"
  • your savings account is always under control via Internet banking
  • establish your savings account easily online via Internet banking
  • you can change the amount of monthly payment depending on your needs

Do you want to know how your money bears interest on the Saving account to a mortgage? Take a look at our interest rates.

Simple amenities

Not our client?

Never mind, you can easily set up a Mortgage saving account online.

Find your nearest branch

Online in the mobile app

Are you already our client and have VUB Banking? Set up Mortgage saving account directly in the mobile app.

Go to the application

Internet banking

Open a Mortgage Savings Account in the comfort of your home via Internet banking.

Go to Internet banking

Contact us

Do you have questions about the product or need help setting it up? Feel free to contact us.

Contact us

Conditions for obtaining a preferential interest rate

  • regular monthly payments to the savings account in the amount of EUR 20  -  EUR 1.000 
  • maximum one debit transaction from the Savings Account to a mortgage in the given calendar month
  • the owner of the Saving account to a mortgage is the main owner of a mortgage at VÚB, who properly repays it
Balances up to EUR 50 000 on the Savings account to a mortgage has a basic interest rate of 0.01 % p.a., and if the conditions defined in the General Terms and Conditions are fulfilled it also bears interest at a bonus rate of 0.99 % p.a., so together you can get a preferential rate of  1 % p.a. Balances above EUR 50 000 are remunerated at an interest rate of 0.00 % p.a. 

More information on Interest rates for deposit products.

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