Visa Inspire Gold Payment Card

Secure card payments under control

Manage Your Card Limits

• Whether you use your card for purchases regularly or only occasionally, we recommend setting your online limit to a low amount or zero. Increase it just before making a payment. Before going on vacation, set a limit for card payments or ATM withdrawals. You can easily and free of charge change all limits on debit cards via Internet Banking or the VÚB Banking app. Instructions can be found in the manual under the Limits section.

Two-factor payment verification with 3D Secure

• 3D Secure provides enhanced security for online card payments thanks to additional verification. Learn more about online payments secured by 3D Secure.

Don’t worry about loss

• In the event of card misuse due to loss or theft—for example, with contactless payments up to €50 without a PIN—we will reimburse you for losses beyond the legal limit.

Use your card safely

• On the Security page, you’ll find useful tips on how to shop safely, how to protect yourself against fraudulent activity, and how to proceed in the event of a card transaction dispute.

Virtual card for secure payments

• You can generate a one-time virtual card for secure online payments in the VÚB Banking app.

Convenient contactless and mobile payments

Contactless card payments

• Simply tap your card on the payment terminal; for amounts up to €50, you don’t even need to enter your PIN.

Mobile payments

• Pay quickly and conveniently with your phone or smartwatch. You can register your card for Apple Pay or Google Pay easily directly through the VÚB Banking app (instructions can be found in the manual under “Adding a Card to Your Online Wallet”).
• You can also pay with your watch or bracelet via Garmin Pay, Xiaomi Pay, and SwatchPAY! or fashionable payment accessories.

PIN and card information on your phone

Your PIN code is always with you

• You no longer need to memorize your PIN code or change it to something easier to remember. You can view it quickly and easily in the VÚB Banking mobile app. You can find instructions on how to view your PIN code in this video.

Pay online anytime, even without a card in your wallet

• Paying with a card online is quick and easy. You’ll find all the information you need to pay with a card online in the VÚB Banking app. Watch this video for instructions.

ATM withdrawals and deposits

Free ATM Withdrawals

• All ATM withdrawals at Intesa Sanpaolo Group ATMs are free with our Visa Inspire, Visa Inspire Gold, and Youth Card. In addition to VÚB ATMs in Slovakia, you can also find Group ATMs in the following countries:
  • Albania: Intesa Sanpaolo Bank Albania
  • Bosnia and Herzegovina: Intesa Sanpaolo Banka BIH
  • Egypt: Bank of Alexandria
  • Croatia: Privredna banka Zagreb
  • Hungary: CIB Bank
  • Moldova: Eximbank
  • Romania: Intesa Sanpaolo Bank Romania
  • Slovenia: Banka Intesa Sanpaolo, Slovenia
  • Serbia: Banca Intesa Beograd
  • Italy: Intesa Sanpaolo Italy
  • Ukraine: Pravex Bank
• Plus, with the Youth Card, you can withdraw cash from other banks’ ATMs in Slovakia and abroad at a discounted fee.

ATM Withdrawals via Mobile

• You can also withdraw cash from VÚB ATMs without a card using your mobile phone—via the VÚB Banking app. In the app, select the amount and generate a one-time code, which you simply enter on the ATM screen. You can find a video tutorial in the video guide on making ATM withdrawals via mobile.

Use ATMs with deposit capability

• Your debit card allows you to deposit cash into your VÚB checking account via a VÚB ATM that supports the deposit function.

Ecological solutions

Card without plastic [PDF, 195 kB] 

• Apply now for a plastic-free card and help protect the environment. With a plastic-free card, you can pay using mobile wallets and withdraw cash from ATMs that support contactless withdrawals.

An environmentally friendly card

• Payment cards are made from recycled plastic.

Recycling of expired payment cards

• You can return your expired card at any VÚB branch, where we will ensure its proper recycling. You can also drop expired cards from other banks or plastic loyalty cards into the collection bin. 

Useful information about the c