VÚB Bank grew in all key areas in 2025

VÚB Bank reported an operating profit of €505.3 million, a cost-to-income ratio of 37.2%, and a net profit of €270.1 million. VÚB’s total net loan portfolio reached €21.8 billion in 2025 (+6.7% compared to December 2024), and the total volume of funding sources amounted to €18.1 billion (+5.4% compared to December 2024).

The year 2025 was a year of continued growth for VÚB Bank, strengthening the trust of clients and business partners, as well as confirming its strong market position. These excellent results confirm the sound strategy of the bank and the entire group, which is effectively developing its services in the areas of comprehensive financial advisory, investments, and asset management.

Last year, VÚB Bank achieved year-over-year growth in all key areas. The group’s operating revenues rose by 5.4% to reach €805.3 million. Operating costs were successfully kept at €300 million. The cost-to-income ratio on a consolidated basis thus improved further to 37.2%.

“The past year was once again full of challenges and changes, but at the same time it brought us opportunities to reaffirm what is most important for our bank—building financial stability and trust. Thanks to a strong team, we managed to consolidate our market position while elevating the bank’s overall performance to a higher level. We saw significant growth in volumes, revenues, and profitability. I therefore consider 2025 a successful year. At the same time, it was a year that brought our brand numerous awards and one significant change: a new visual identity,” says Jozef Kausich, CEO of VÚB Bank.

Strong growth and stable financial results

Growth in the area of mutual fund asset management, where VÚB collaborates with its sister company Eurizon, also played a significant role in the successful year of 2025. The total net inflow of new investments exceeded €300 million. Assets under management reached €3.5 billion, and the client base grew to 207,000 clients. Based on this, Eurizon confirmed its leading position among asset management companies in the Slovak market.

The positive financial results were accompanied by significant international awards. The prestigious magazine Euromoney named VÚB the Best Bank in Slovakia. The bank even received two awards from Global Finance magazine—Best Bank and the Sustainable Finance Award. On the domestic scene, the title of Best Bank in Slovakia for 2025, as awarded by Trend magazine, also resonated. Another success is the Top Employer 2025 award.

“These achievements are first and foremost about people. I would therefore like to thank all employees for their dedication over the past year. I would also like to thank our clients and business partners for the trust they place in the bank, and our parent company, Intesa Sanpaolo, for its continuous support,” emphasizes Jozef Kausich.

Social Engagement Through the VÚB Foundation

In 2025, the activities of the VÚB Foundation continued to play an important role, as it systematically supports projects, particularly in the fields of the arts, cultural heritage preservation, the environment, and charity.

“When I speak of the successes of 2025, I don’t want to limit myself to just banking figures. I also want to highlight the values we leave behind for society through the work of our foundation. Thanks to funding from the VÚB Foundation, the bank was involved in as many as 141 projects in 2025. A total of nearly 1.6 million euros in support was allocated to these projects. A special highlight was the 20th edition of the Maľba competition—focused on supporting young artistic talent—of which we are truly proud,” concludes Jozef Kausich.