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Pobočky

Nájdite vašu najbližšiu pobočku.

Interest rate on 12-month term deposit up to 3% p.a.

Minimum lump sum
investment of €1,500

Discounted entry fee

 

Combi-product combines 2 products

 

investment in selected VÚB AM mutual funds 12 month term deposit
Active Bond Fund, Convergence Bond Fund, Dynamic Portfolio, Balanced Growth Fund, Active Magnifica, Flexible Magnifica Fund, Flexible Conservative Fund, Issue 2018 in EUR with a preferential interest rate (valid only during the first commitment period)

In addition, you will also get

up to 2% on a term deposit entry fee of only 1% now from € 1,000
a preferential interest rate of up to 2% p.a. during the first 12 months on a term deposit.

entry fee of only 1% from investment in mutual funds within the Combi-product

 

minimum total investment now from € 1,000 *

 

the invested amount is divided into 2 parts by 1: 2, i.e. 1/3 is invested in a term deposit and 2/3 into VÚB AM mutual funds

(compared to a one-time investment)

the possibility to spread an investment over multiple funds at the same time *within Combi-product

All interest rates related to the VÚB Account will be found in the interest rate section.


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Warning

Investing in mutual funds also involves risk. The value of the investment may grow, stagnate or fall, and the return of the originally invested amount is not guaranteed. Statutes, sales brochures and key information for VÚB Asset Management správ. spol., a.s. mutual fund investors. (VÚB AM), with a statement of fees and costs, are available in the Slovak language at the headquarters of VÚB AM and the Depositary, at all VÚB a.s., sales points and at www.vubam.sk.
Neither VÚB a.s. nor VÚB AM provide investment advice. To avoid any doubt, VÚB AM is not responsible for the financial loss caused by the investor's decision to invest their funds in individual funds based on or in connection with this document. As part of the Combi-Product offer, it is possible to invest in funds whose official names are VÚB AM ACTIVE BOND FUND, VÚB Asset Management, správ. spol., a.s. open-ended mutual fund,a.s., VÚB AM CONVERGENCE BOND FUND, VÚB Asset Management, správ. spol., a.s. open-ended mutual fund VÚB AM DYNAMIC PORTFOLIO, VÚB Asset Management, správ. spol., a.s open-ended mutual fund VUB Asset Management, sprav. spol., a.s., BALANCED GROWTH FUND, VÚB Asset Management, správ. spol. open-ended mutual fund , ACTIVE MAGNIFICA, VÚB Asset Management, správ. spol., a.s. open-ended mutual fund, FLEXIBLE MAGNIFICA FUND, VÚB Asset Management, správ. spol., a.s open-ended mutual fund and the FLEXIBLE CONSERVATIVE FUND, VÚB Asset Management, správ. spol., a.s. open-ended mutual fund. In accordance with the approved statues of the VÚB AM mutual fund, the share of securities or money market instruments issued or guaranteed by States listed in the individual fund's statutes may exceed 35% of the value of the Fund's assets, and up to 100% of that value.

The investment policy of the respective VÚB AM mutual Funds may be, in line with the approved statutes, investment predominantly in assets other than transferable securities and money market instruments. This document represents a marketing announcement in accordance with the requirements of Act No. 566/2001 Coll. on securities and investment services and on the amendment to certain acts. Information on investment services, including warnings about risks associated with investments in financial instruments, including mutual fund shares, can be obtained at all VÚB, a.s. sales points and at www.vub.sk v sekcii O VÚB/Misia a hodnoty/Ochrana investora.

* it is divided in a ratio of 1: 2 (with Active Bond Fund mutual funds, the Convergence Bond Fund, Dynamic Portfolio, Balanced Growth Fund, Active Magnifica, Flexible Magnifica Fund and Flexible Conservative Fund, this is € 333 up to 12 months term deposit + € 667 in VÚB AM mutual funds, where the total minimum investment is € 1,000). Within one Combi-product, the Active Bond Fund, the Bond Fund, the Dynamic Portfolio, the Balanced Growth Fund, the Active Magnifica, the Flexible Magnifica Fund, and the Flexible Conservative Fund can be combined to meet the minimum investment requirement for these funds

The amount for investment in Combi-product*
Select the combination of funds
 
* Minimum investment in Combi-product €1,000 when dividing the investment 1/3 into 12M TV and 2/3 to PF
 

Minimálna investícia do každého fondu je 150 EUR


 
12-month term deposit 12M term deposit
 
VÚB AM mutual fund VÚB AM mutual fund
 
12-month appreciation *:
 

 

*The amount of the appreciation is only of an informative character. In the calculation of the performance of the mutual funds, it is based on their average annual performance over the period since the establishment of a particular VÚB AM fund.

Warning

Investing in mutual funds also involves risk. The value of the investment may grow, stagnate or fall, and the return of the originally invested amount is not guaranteed. Neither VÚB, a.s. nor VÚB Asset Management, správ. spol., a.s. (VÚB AM) provide investment advice. To avoid any doubt, neither VÚB, a.s. nor VÚB AM are responsible for the financial loss caused by the investor's decision to invest their funds in individual funds based on or in connection with this document.
 
Statutes, sales brochures and key information for VÚB AM Amateur fund investors, including a breakdown of fees and costs, are available in the Slovak language at the headquarters of VÚB AM and the depository, at all VÚB, a.s., sales points and www.vubam.sk. The investor has the opportunity to become acquainted with all the documents mentioned in this paragraph. The official names of the mutual funds listed in this document are VÚB AM BANK DEPOSIT FUND, VÚB AM open-ended mutual fund, VÚB AM CONSERVATIVE PORTFOLIO, VÚB AM open-ended mutual fund, VÚB AM DYNAMIC PORTFOLIO, VÚB AM open-ended mutual fund, VÚB AM FLEXIBLE CONSERVATION FUND, VÚB AM open-ended mutual fund, VÚB AM FLEXIBLE MAGNIFICA, VÚB AM open-ended mutual fund, VÚB AM ACTIVE BOND FUND, VÚB AM open-ended mutual fund, VÚB AM BOND CONVERGANT FUND, VÚB AM open-ended mutual fund, VÚB AM ACTIVE MAGNIFICA, VÚB AM open-ended mutual fund, VÚB AM BALANCED GROWTH FUND, VÚB AM open-ended mutual fund, and MAGNIFICA EDÍCIA III, VÚB open-ended mutual fund.
In accordance with the approved Mutual Fund statutes of VÚB AM, the share of securities or money market instruments issued or guaranteed by the States listed in individual Fund statutes may exceed 35% of the value of the Fund's assets, and may reach up to 100% of that value. The investment policy of the respective VÚB AM mutual Funds may be, in line with the approved statutes, investment predominantly in assets other than transferable securities and money market instruments. This material is an advertising document or a marketing announcement. Information on investment services, including warnings about risks associated with investments in financial instruments, including mutual fund shares, can be obtained at all VÚB, a.s. sales points and at www.vub.sk in section o-banke/misia-hodnoty/Ochrana investora.