• No suggestion

Interest rates for mortgage and consumer finance

VÚB mortages

VÚB mortages

Purpose mortgages from 31.8.2024

Purpose Mortgage

Base rate  (% p.a.)

Final IR (% p.a.)*

1Y fixation 

1,70

from 4,39

3Y fixation

1,75

from 4,19

4Y fixation 

1,75

from 4,19 

5Y fixation

2,03

from 4,29

10Y fixation

2,91

from 4,59

Delay Interest 

 

3,00


Non-purpose mortgage from 31.8.2024

Non-purpose mortgage

Base rate (% p.a.)

Final IR (% p.a.)*

1Y fixation

1,70

from 4,39

3Y fixation

1,75

from 4,19

4Y fixation 

1,75

from 4,19

5Y fixation

2,03

from 4,29

10Y fixation 

2,91 

from 4,59

Delay Interest

 

3,00


Refinancing mortgage from 31.8.2024

Refinancing mortgage

Base rate (% p.a.)

Final IR (% p.a.)*

3Y fixation

1,75

from 4,19

4Y fixation 

1,75 

from 4,19

5Y fixation

2,03

from 4,29

10Y fixation

2,91

from 4,59

Delay interest 

 

3,00

* Final IR after 0,2% discount for loan insurance (contractual)

VÚB loan

VÚB loan

Flexipôžička

% p. a.

- bezúčelová

od 7,20

- na investíciu do domácnosti

od 6,50

Úrok z omeškania (nad rámec štandardnej úrokovej sadzby)

5,0

Flexidebet

Flexidebet

Flexidebet

% p.a.

- nezabezpečený

19,90

Povolené prečerpanie „Štart

18,90

Úrok z omeškania (nad rámec štandardnej úrokovej sadzby)

5,00

Needs our help?

We will answer to all your questions.