Interest rates for mortgage and consumer finance
VÚB mortages
Purpose mortgages from 26.4.2025
|
Purpose Mortgage |
Base rate (% p.a.) |
Final IR (% p.a.)* |
|---|---|---|
|
1Y fixation |
1,70 |
from 4,19 |
|
3Y fixation |
1,75 |
from 3,69 |
|
4Y fixation |
1,75 |
from 3,79 |
|
5Y fixation |
2,03 |
from 3,89 |
|
10Y fixation |
2,91 |
from 4,59 |
|
Delay Interest |
|
3,00 |
Non-purpose mortgage from 26.4.2025
|
Non-purpose mortgage |
Base rate (% p.a.) |
Final IR (% p.a.)* |
|---|---|---|
|
1Y fixation |
1,70 |
from 4,19 |
|
3Y fixation |
1,75 |
from 3,69 |
|
4Y fixation |
1,75 |
from 3,79 |
|
5Y fixation |
2,03 |
from 3,89 |
|
10Y fixation |
2,91 |
from 4,59 |
|
Delay Interest |
|
3,00 |
Refinancing mortgage from 26.4.2025
|
Refinancing mortgage |
Base rate (% p.a.) |
Final IR (% p.a.)* |
|---|---|---|
|
3Y fixation |
1,75 |
from 3,69 |
|
4Y fixation |
1,75 |
from 3,79 |
|
5Y fixation |
2,03 |
from 3,89 |
|
10Y fixation |
2,91 |
from 4,59 |
|
Delay interest |
|
3,00 |
* Final IR after 0,2% discount for loan insurance (contractual)
VÚB loan
|
Flexipôžička |
% p. a. |
|---|---|
|
- bezúčelová |
od 7,20 |
|
- na investíciu do domácnosti |
od 6,50 |
|
Úrok z omeškania (nad rámec štandardnej úrokovej sadzby) |
5,0 |
Flexidebet
|
Flexidebet |
% p.a. |
|---|---|
|
- nezabezpečený |
19,90 |
|
Povolené prečerpanie „Štart |
18,90 |
|
Úrok z omeškania (nad rámec štandardnej úrokovej sadzby) |
5,00 |
