Interest rates for mortgage and consumer finance
VÚB mortages
Purpose mortgages from 31.8.2024
Purpose Mortgage |
Base rate (% p.a.) |
Final IR (% p.a.)* |
---|---|---|
1Y fixation |
1,70 |
from 4,39 |
3Y fixation |
1,75 |
from 4,19 |
4Y fixation |
1,75 |
from 4,19 |
5Y fixation |
2,03 |
from 4,29 |
10Y fixation |
2,91 |
from 4,59 |
Delay Interest |
|
3,00 |
Non-purpose mortgage from 31.8.2024
Non-purpose mortgage |
Base rate (% p.a.) |
Final IR (% p.a.)* |
---|---|---|
1Y fixation |
1,70 |
from 4,39 |
3Y fixation |
1,75 |
from 4,19 |
4Y fixation |
1,75 |
from 4,19 |
5Y fixation |
2,03 |
from 4,29 |
10Y fixation |
2,91 |
from 4,59 |
Delay Interest |
|
3,00 |
Refinancing mortgage from 31.8.2024
Refinancing mortgage |
Base rate (% p.a.) |
Final IR (% p.a.)* |
---|---|---|
3Y fixation |
1,75 |
from 4,19 |
4Y fixation |
1,75 |
from 4,19 |
5Y fixation |
2,03 |
from 4,29 |
10Y fixation |
2,91 |
from 4,59 |
Delay interest |
|
3,00 |
* Final IR after 0,2% discount for loan insurance (contractual)
VÚB loan
Flexipôžička |
% p. a. |
---|---|
- bezúčelová |
od 7,20 |
- na investíciu do domácnosti |
od 6,50 |
Úrok z omeškania (nad rámec štandardnej úrokovej sadzby) |
5,0 |
Flexidebet
Flexidebet |
% p.a. |
---|---|
- nezabezpečený |
19,90 |
Povolené prečerpanie „Štart |
18,90 |
Úrok z omeškania (nad rámec štandardnej úrokovej sadzby) |
5,00 |