COMMERCIAL LOANS AND GUARANTEES
| General Business Terms and Conditions of VÚB, a.s. for Deposit Products incl. Amendment No. 1 of February 1,2022 |  |
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- Amendment No.1 to General Business Terms and Conditions of VÚB, a.s. for Deposit Products |
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| General Terms and Conditions for Credit Facilities of December 15, 2021 | |
| General Business Terms and Conditions for Guarantees of September 6, 2021 | |
| General Terms and Conditions for Credit Facilities of April 5, 2021 | |
| Special Business Terms and Conditions of VÚB, a. s. for the Provision of the Business Zone Service | |
| General Business Terms and Conditions of VÚB, a.s. for Deposit Products of April 5, 2021 | |
| General Business Terms and Conditions of VÚB, a.s. for Deposit Products of April 1, 2021 | |
| General Business Terms and Conditions of VÚB, a.s. for Deposit Products of June 1, 2020 | |
| General Terms and Conditions for Credit Facilities of January 15, 2020 | |
| General Business Terms and Conditions for Guarantees of January 15, 2020 | |
| General Terms and Conditions for Credit Facilities of January 1st, 2019 | |
| General Business Terms and Conditions for Guarantees of January 1st, 2019 | |
| General Terms and Conditions for Credit Facilities of May 26, 2018 | |
| General Business Terms and Conditions for Guarantees of May 26, 2018 | |
| General Terms and Conditions for Credit Facilities of May 24, 2017 | |
| General Business Terms and Conditions for Guarantees of May 24, 2017 | |
| General Terms and Conditions for Credit Facilities of November 15, 2016 | |
| General Business Terms and Conditions for Guarantees of November 15, 2016 | |
| General Terms and Conditions for Credit Facilities of January 1st, 2016 | |
| General Terms and Conditions for Credit Facilities of February 1st, 2014 | |
| General Terms and Conditions for Credit Facilities of January 2nd, 2014 | |
| General Terms and Conditions for Credit Facilities of September 10th, 2012 | |
| General Terms and Conditions for Credit Facilities of June 1st, 2012 | |
| General Terms and Conditions for Credit Facilities of January 1st, 2012 | |