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VUB Terra

Loans to promote sustainability

We are introducing the VÚB TERRA responsible product line, thanks to which companies and municipalities have the opportunity to use banking services that are considerate of our future.

VÚB TERRA is divided into three sectors symbolising 3 areas of ESG (Environmental, Social, Governance)

The VÚB TERRA product line focuses on improving the environment, social support and services, as well as transparent and fair management of the company.

To promote sustainability in the environmental field.

Through the TERRA ENVIRO credit products, it is possible to obtain preferential interest rates if specific ESG conditions are met:

  • if your project meets the established criteria supporting circular economy procedures, or criteria of the green framework, you can get a preferential interest rate through an ENVIRO loan to support the circular economy and green projects. More information HERE.
  • or if you commit to achieving specific ESG goals as part of the loan, such as: implementing a green procurement policy, achieving carbon neutrality, reducing water consumption, or increasing energy efficiency, in this case you can get a preferential interest rate through the S-LOAN sustainable financing product. More information HERE.
     

To support sustainability in the social field.

Through the S-LOAN sustainable financing product, it is possible to obtain a preferential interest rate if, when the loan is granted, you commit to multi-year financial support for the implementation and promotion of activities dedicated to society, such as volunteer work, charitable donations to non-profit companies, support of local associations, provision of free professional training for disadvantaged persons, and the like.  More information HERE.
 

To promote sustainable management.

Through the S-LOAN sustainable financing product, it is possible to obtain a preferential interest rate if, when the loan is granted, you commit to creating a fund of a certain amount for the development of corporate programmes to increase employee satisfaction, such as supplementary pension programmes, agreements with gyms, facilitating the use of public transport, and the like.  More information HERE​​​​​​​.

For more information, do not hesitate to contact us at any corporate branch of VÚB.

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