VUB Terra

We are introducing the VÚB TERRA responsible product line, which gives companies and municipalities the opportunity to use banking services that are considerate of our future.

VÚB TERRA is divided into three sectors symbolising 3 areas of ESG (Environmental, Social, Governance)

The VÚB TERRA product line focuses on environmental improvement, social support and services, as well as transparent and fair management of the company.

To promote sustainability in the environmental field.

Through the TERRA ENVIRO credit products, it is possible to obtain preferential interest rates if specific ESG conditions are met:

• VÚB ENVIRO LOAN - a loan to support the circular economy, including the efficient use of resources, sustainable sourcing of raw materials, extending the life of products or materials, increasing recyclability, innovation or other eligible purposes. More information on page VÚB ENVIRO loan.
• GREEN S-LOAN⁺ - a loan to support all types of corporate investments and projects that can generate a positive environmental impact on processes, infrastructure, technologies, services and products, e.g. renewable energy, energy efficiency, pollution prevention and control, clean transport, biodiversity protection, green buildings, or climate change adaptation. You can choose from a  wide range of qualifying environmental purposes. For more information,  visit the page GREEN S-LOAN⁺.
   

To support sustainability in the social field.

Through the S-LOAN sustainable financing product, it is possible to obtain a preferential interest rate if, when the loan is granted, you commit to multi-year financial support for the implementation and promotion of activities dedicated to society, such as volunteer work, charitable donations to non-profit companies, support of local associations, provision of free professional training for disadvantaged persons, and the like.  More information on page S-LOAN sustainable financing.
 

To promote sustainable management.

Through the S-LOAN sustainable financing product, it is possible to obtain a preferential interest rate if, when the loan is granted, you commit to creating a fund of a certain amount for the development of corporate programmes to increase employee satisfaction, such as supplementary pension programmes, agreements with gyms, facilitating the use of public transport, and the like.  More information on page S-LOAN - sustainable financing.

For more information, do not hesitate to contact us at any corporate branch of VÚB.