Profi-loan
Loan application reviewed
Optional rollover
Designed for both VÚB Banka
- For entrepreneurs and freelancers who need to react quickly to market opportunities.
- For businesses looking for efficient financing for their growth and development.
- For both clients and non-clients of VUB Bank who meet the eligibility requirements.
- Fast processing of the application and granting of the loan. Speed
- Available to a wide range of businesses. Convenience
- Regular contributions will help you reach your goal faster and more efficiently. Accessibility
- Clear and fair terms and conditions with no hidden fees. Transparency
Conditions for granting a loan
-
legal person or natural person entrepreneur
-
existing client - at least 1 year in business (1 completed accounting period)
-
new client - at least 2 years in business (2 completed accounting periods)
-
the client meets the basic criteria set by the bank for granting a business loan
Maturity period
The repayment period is from 6 to 12 months in the overdraft form and from 1 to 6 years in the term form.
With a term loan, the loan is repaid in regular monthly instalments.
Overdrafts are allowed on the client's business account with an Overdraft. The loan is repaid by credit turnovers on the account.
Securing the loan
- surety deed
Documents required:
- credit application
- tax return and accounts
A term loan is worthwhile when you need finance for a longer period and are able to repay the loan in regular instalments. It is suitable in situations where you know exactly how much money you need and what you will use it for.
An overdraft facility is suitable for short-term financing or as a financial reserve to cover unexpected expenses. It allows you to go negative on your current account up to a pre-agreed limit. It's a flexible loan that you can use repeatedly, and interest is only paid on the amount drawn down.
