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Individual terms and conditions

Funds for the sold goods/services are available on the next business day

Make paying comfortable for your customers

A simple payment tool available to foreign clients as well

Advantages of VÚB e-Card services:

  • accepting of Visa, Mastercard and Diners Club payment cards
  • security based on the 3D Secure - MasterCard SecureCode ™ standards and Verified by VISA,
  • 24/7/365 risk monitoring of transactions by the bank
  • technical support for implementation and service testing
  • payment gateway in different language mutations
  • online transaction viewer
  • the ability to customize the payment gateway
  • repeat payments e.g. subscription services
  • customizing the payment gateway also for customers who shop by mobile phone

How does the VÚB e-Card work?

VÚB Bank will provide you with a package, solution that includes: 

  • technical documentation
  • graphic manual with backgrounds

You implement the supplied implementation package yourself or through the company that has supplied you with your e-commerce.

Diagram of service provision

Schéma poskytovania služby

Payment gateway

Platobná brána


  • settlement in currencies of other countries (USD, CZK, HUF, GBP, PLN, CHF)
  • e-mail notifications with transaction details, with varying periodicity (daily, weekly, monthly) and format (HTML or XML)
  • settlement for all payment cards (both domestic and foreign) under the terms of the VÚB account in the term D+1 on business days where "D" is the day of the transaction
  • Account credit and debit items for transactions realized via e-Card are free of charge for VÚB Bank accounts.


Verifying transactions
(non stop)
Service CONTACT 0850 123 000
Financial complaints
(from 8:00 am to 4:00 pm on working days)
for VISA, MasterCard, Diners Club, JCB transactions - tel: 02/5055 2808
for American Express transactions -tel: 02/5055 1992
Information on the e-Card service