Financial plan as a key to success? Magnifica!
Why have a Personal Financial Plan?
We’ll audit your finances
Get a sense of security
Create a reserve for the future
What is your relationship with money?
I like to treat myself and don’t want to cut back on spending
Is your lifestyle also full of unpredictable expenses? We’ll be happy to show you how to navigate and optimise them so that you don’t have to limit yourself in the distant future. Shall we look at it together?
I want a financial planI have spare funds and I want to appreciate them effectively
Are you thinking pragmatically about your future and don’t want to leave money lying around in your account? We’ll be happy to go through all the best options for your funds and choose the right path for you.
I want a financial planI want to get a holistic picture of my finances
Financial portfolios are often large and keeping track of all your expenses is not easy. We are happy to give you a holistic picture of your situation, show you strengths and weaknesses, and advise you on how to optimise your portfolio.
I want a financial planI’m looking for a way to improve my financial situation even more
Do you also feel that there is potential for further growth in your finances? With a Personal Financial Plan, we’ll find ways to appreciate your finances even more.
I want a financial planGet a perfect overview of your finances
With a personal financial plan, we’ll give you answers to important financial questions. If you’ve got big things planned, tap into the expertise of our personal bankers who can give you free advice and create a unique financial strategy just for you.
My Consumption
What is your ideal credit burden?
Having an overview of the total amount of your monthly repayments is very important for your financial health. We will suggest what the maximum should be.
My Future
How to secure your retirement?
We will suggest the optimal replacement rate for your current salary in retirement, and together we will find ways to achieve it.
My Reserve
What amount should you set aside?
Being prepared for unforeseen situations is more important than ever, so you should have a certain amount available at all times for any unplanned expenses.
My Mortgage
How much mortgage can you afford?
You should not burden your budget with high loan repayments. We’ll calculate what mortgage is ideal for you.
My Security
How do you allocate your insurance?
We’ll show you which types of insurance are essential for you and why your current policy might not be enough.
How to get started?
We will also be happy to work out a personal financial plan for you over the phone. Just call your personal banker whose services you use under the VÚB Magnifica programme.
You don’t need anything. Just set aside 30 minutes for a meeting or phone call with your personal banker.
It’s free and it might literally change your life. Not only the financial one.
Everything can be arranged at any VÚB branch, by phone or at a personal meeting.
Dajte si poradiť. Prehľadné zaujímavosti zo sveta financií nájdete v našom Magazíne Magnifica
Pravidelne pridávame články na aktuálne témy, šité na mieru našim klientom.
