Mutual funds

We offer you the opportunity to advantageously invest your money in mutual funds of VUB Asset Management, funds of Generali Investments and funds of Eurizon Capital.


Katalóg fondov VÚB Asset managementIn the catalogue of funds offered by VUB Bank you can find the basic characteristics of mutual funds, details of individual markets, development prognosis of selected markets and the recommended investment strategies. More detailed information about the investment strategies are also specified in individual funds.

Are you interested in our offer?

You can apply for purchase of VUB AM mutual funds at branches of VUB Bank.

VUB AM mutual funds

With a purchase of VUB Asset Management mutual funds, you will get the opportunity to advantageously appreciate your savings - just choose a mutual fund that suits your investment strategy best. By investing in mutual funds you appreciate your money on global financial markets. When investing in mutual funds, you do not lose control of your finances and availability of your money is not limited - you can apply for unit redemption at any time.

Characteristics

  • The minimum investment in VUB AM funds is EUR 150.
  • Units are registered in the book form, in the unitholder’s name.
  • A unit certificate may contain one or more units.

"With effect from 30 September 2010, the units are registered in the book form in a separate register maintained by VUB AM and VUB. The procedure and method of separate register maintenance is governed by Common Operating Regulations.“

What investment strategy do you prefer?

Flexible Magnifica

The fund is a good alternative for investors who want to achieve attractive yields in the stock, bond or commodity market with less volatility than in the case of similar investments, thanks to the fact that the fund uses active portfolio management with the limited degree of overall risk of the fund. The fund is designed for investors who prefer long-term appreciation of their investments at a medium risk level and want to appreciate money in euros. The fund is therefore a suitable alternative for investors whose optimal investment horizon is at least 5 years.

Characteristics:

  • EUR reference currency
  • a medium level of risk in the investment horizon of at least 4 years
  • A mixed fund focused on investing in government bonds, units of other mutual funds focused on bond, equity or commodity markets; 90% of the assets in the fund is actively managed, i.e. their structure changes dynamically on the basis of current development on financial markets. The share of investments focused on commodity markets cannot exceed 20% of the mutual fund assets and in the case of equity markets, it cannot exceed 50% of the assets.

The fund contains:

  • government debt securities with the focus on Europe
  • units of other mutual funds focused on bond, equity and commodity markets and units of exchange-traded funds (ETF), which may include mutual funds managed by management companies of the Intesa Sanpaolo Group,
  • units of other funds managed by VUB AM,
  • currency, interest rate and equity financial derivatives,
  • money market instruments.

Active Magnifica

The fund is designed for investors who prefer long-term appreciation of their investment at a medium risk level and want to appreciate money in the EUR currency. Fund assets are invested in bond, equity and commodity assets, and their structure dynamically changes based on the development of financial markets. The fund is a good alternative for investors who prefer active management, their optimal investment horizon is four years, and who expect higher appreciation potential at a reasonable risk.

Characteristics:

  • EUR reference currency
  • a medium level of risk in the investment horizon of at least 4 years
  • Fund of funds that pursues active portfolio management; the portfolio will contain a dynamically changing structure of bond, equity and commodity investments. Individual components of assets dynamically change on the basis of model results and adapt to the current situation on the financial markets.
  • through the VUB AM Active Magnifica mutual fund, you can save within the VUB AM Bonus Savings regular investment program.

Balanced Growth Fund

The fund is designed for investors who prefer long-term appreciation of their investments at a higher risk level and want to appreciate money by investing in shares of major global companies denominated in various world currencies.

Characteristics:

  • EUR reference currency
  • a high level of risk in the investment horizon of at least 5 years
  • A mixed fund focused on investments in debt securities and shares (approximately with the 50:50 ratio) of developing countries, markets, regions, sectors and companies with a higher focus on Central and Eastern Europe markets, suitable for experienced investors preferring long-term appreciation of investments in the USD currency at a higher level of risk.

Flexible Magnifica

The fund is a good alternative for investors who want to achieve attractive yields in the stock, bond or commodity market with less volatility than in the case of similar investments, thanks to the fact that the fund uses active portfolio management with the limited degree of overall risk of the fund. The fund is designed for investors who prefer long-term appreciation of their investments at a medium risk level and want to appreciate money in euros. The fund is therefore a suitable alternative for investors whose optimal investment horizon is at least 5 years.

Characteristics:

  • EUR reference currency
  • a medium level of risk in the investment horizon of at least 4 years
  • A mixed fund focused on investing in government bonds, units of other mutual funds focused on bond, equity or commodity markets; 90% of the assets in the fund is actively managed, i.e. their structure changes dynamically on the basis of current development on financial markets. The share of investments focused on commodity markets cannot exceed 20% of the mutual fund assets and in the case of equity markets, it cannot exceed 50% of the assets.

The fund contains:

  • government debt securities with the focus on Europe
  • units of other mutual funds focused on bond, equity and commodity markets and units of exchange-traded funds (ETF), which may include mutual funds managed by management companies of the Intesa Sanpaolo Group,
  • units of other funds managed by VUB AM,
  • currency, interest rate and equity financial derivatives,
  • money market instruments.

Active Magnifica

The fund is designed for investors who prefer long-term appreciation of their investment at a medium risk level and want to appreciate money in the EUR currency. Fund assets are invested in bond, equity and commodity assets, and their structure dynamically changes based on the development of financial markets. The fund is a good alternative for investors who prefer active management, their optimal investment horizon is four years, and who expect higher appreciation potential at a reasonable risk.

Characteristics:

  • EUR reference currency
  • a medium level of risk in the investment horizon of at least 4 years
  • Fund of funds that pursues active portfolio management; the portfolio will contain a dynamically changing structure of bond, equity and commodity investments. Individual components of assets dynamically change on the basis of model results and adapt to the current situation on the financial markets.
  • through the VUB AM Active Magnifica mutual fund, you can save within the VUB AM Bonus Savings regular investment program.

Balanced Growth Fund

The fund is designed for investors who prefer long-term appreciation of their investments at a higher risk level and want to appreciate money by investing in shares of major global companies denominated in various world currencies.

Characteristics:

  • EUR reference currency
  • a high level of risk in the investment horizon of at least 5 years
  • A mixed fund focused on investments in debt securities and shares (approximately with the 50:50 ratio) of developing countries, markets, regions, sectors and companies with a higher focus on Central and Eastern Europe markets, suitable for experienced investors preferring long-term appreciation of investments in the USD currency at a higher level of risk.

Dynamic Portfolio

The fund is designed for investors who prefer long-term appreciation of their investments at a higher risk level and want to appreciate money in the EUR and USD currency by investing in equity funds denominated in various world currencies. The fund is a suitable alternative for investors whose optimal investment horizon is 5 years and who expect a high appreciation potential at an appropriate risk.

Characteristics:

  • EUR reference currency
  • a medium to higher level of risk in the investment horizon of at least 5 years
  • a mixed fund consisting of units of open-end mutual funds, conservative debt securities, money market instruments, shares and financial derivatives. The total value of investments in units of underlying mixed and equity mutual funds does not exceed 70% of the total fund assets.

Active Bond Fund

ABF fund is designed for more conservative investors preferring appreciation of their investments in the EUR currency at a lower level of risk, while expecting higher appreciation potential of their investments in the period of low interest rates. The fund appreciates money by investing primarily in selected units of other mutual funds focusing on bond investments that provide above-average appreciation in the given asset class. The fund is therefore a suitable alternative for bond investors whose optimal investment horizon is at least 4 years.

Characteristics:

  • EUR reference currency
  • a medium level of risk in the investment horizon of at least 4 years
  • the total value of investments in units of underlying mixed and equity mutual funds does not exceed 10% of the total fund assets.

The fund contains:

  • units of other mutual funds focused on bond markets, including mutual funds (European funds) managed by management companies of the Intesa Sanpaolo group and exchange-traded funds (ETF),
  • units of other funds managed by VUB AM,
  • deposits on current and term accounts,
  • debt securities,
  • money market instruments,
  • currency and interest financial derivatives including bond futures. A mixed fund consisting of units of open-end mutual funds, conservative debt securities, money market instruments and financial derivatives.

Conservative Portfolio

The fund is designed for conservative investors who prefer steady and safe growth of investments. It is suitable for investors who want to appreciate their money in euros. The fund is a suitable alternative for clients interested in depositing money for a minimum period of 2-4 years who expect higher yields than in the case of current accounts and short-term term deposits in euros.

Characteristics:

  • EUR reference currency
  • a medium level of risk in the investment horizon of at least 2 years
  • a mixed fund consisting of units of open-end mutual funds, conservative debt securities, money market instruments and financial derivatives. The total value of investments in units of underlying mixed and equity mutual funds does not exceed 10% of the total fund assets.
  • through the VUB AM Conservative Portfolio mutual fund you can save within the VUB AM Bonus Savings regular investment program.

Notice

VUB AM intends to merge the CP Guaranteed Fund I mutual fund with the Conservative Portfolio mutual fund. For the proposed merger, VUB has elaborated Report of Depository on Verification of Criteria adopted for valuation of assets and liabilities in the mutual fund by the date for calculating the exchange ratio and the method for calculating the exchange ratio.

Dynamic Portfolio

The fund is designed for investors who prefer long-term appreciation of their investments at a higher risk level and want to appreciate money in the EUR and USD currency by investing in equity funds denominated in various world currencies. The fund is a suitable alternative for investors whose optimal investment horizon is 5 years and who expect a high appreciation potential at an appropriate risk.

Characteristics:

  • EUR reference currency
  • a medium to higher level of risk in the investment horizon of at least 5 years
  • a mixed fund consisting of units of open-end mutual funds, conservative debt securities, money market instruments, shares and financial derivatives. The total value of investments in units of underlying mixed and equity mutual funds does not exceed 70% of the total fund assets.

Active Bond Fund

ABF fund is designed for more conservative investors preferring appreciation of their investments in the EUR currency at a lower level of risk, while expecting higher appreciation potential of their investments in the period of low interest rates. The fund appreciates money by investing primarily in selected units of other mutual funds focusing on bond investments that provide above-average appreciation in the given asset class. The fund is therefore a suitable alternative for bond investors whose optimal investment horizon is at least 4 years.

Characteristics:

  • EUR reference currency
  • a medium level of risk in the investment horizon of at least 4 years
  • the total value of investments in units of underlying mixed and equity mutual funds does not exceed 10% of the total fund assets.

The fund contains:

  • units of other mutual funds focused on bond markets, including mutual funds (European funds) managed by management companies of the Intesa Sanpaolo group and exchange-traded funds (ETF),
  • units of other funds managed by VUB AM,
  • deposits on current and term accounts,
  • debt securities,
  • money market instruments,
  • currency and interest financial derivatives including bond futures. A mixed fund consisting of units of open-end mutual funds, conservative debt securities, money market instruments and financial derivatives.

Conservative Portfolio

The fund is designed for conservative investors who prefer steady and safe growth of investments. It is suitable for investors who want to appreciate their money in euros. The fund is a suitable alternative for clients interested in depositing money for a minimum period of 2-4 years who expect higher yields than in the case of current accounts and short-term term deposits in euros.

Characteristics:

  • EUR reference currency
  • a medium level of risk in the investment horizon of at least 2 years
  • a mixed fund consisting of units of open-end mutual funds, conservative debt securities, money market instruments and financial derivatives. The total value of investments in units of underlying mixed and equity mutual funds does not exceed 10% of the total fund assets.
  • through the VUB AM Conservative Portfolio mutual fund you can save within the VUB AM Bonus Savings regular investment program.

Notice

VUB AM intends to merge the CP Guaranteed Fund I mutual fund with the Conservative Portfolio mutual fund. For the proposed merger, VUB has elaborated Report of Depository on Verification of Criteria adopted for valuation of assets and liabilities in the mutual fund by the date for calculating the exchange ratio and the method for calculating the exchange ratio.

CP Guaranteed Fund I.

The fund is designed for more conservative investors who want to protect their investments against volatility of financial markets, but also want to participate in a potential yield of risk-bearing assets in the event of increase in their prices. The fund pursues the aim of ensuring 100% of the unit value achieved on the initial day of the reference period. The fund is a suitable alternative for clients interested in depositing money for the period of 4 years, which is also the reference period of the fund, and who expect appreciation of money exceeding the medium-term and long-term banking products in euros.

Characteristics:

  • EUR reference currency
  • the fund consists mainly of money market instruments, government and corporate debt securities and shares
  • 100% of the unit value achieved on the initial day of the reference period is ensured
  • suitable for clients who want to invest their money for four years
  • no entry fees during the subscription period
  • zero exit fees at the end of the reference period

Notice

VUB AM intends to merge the CP Guaranteed Fund I mutual fund with the Conservative Portfolio mutual fund. For the proposed merger, VUB has elaboratedReport of Depository on Verification of Criteria adopted for valuation of assets and liabilities in the mutual fund by the date for calculating the exchange ratio and the method for calculating the exchange ratio.

Bond Convergent Fund

The fund is designed for more conservative investors who prefer steady and long-term growth of investments. It is particularly suitable for investors who wish to appreciate their money in EUR and for investors who wish to benefit from higher interest rates in the countries preparing to enter EMU and thus want to profit from interest differences and exchange rates in the case of strengthening of the local currency against the euro.

Characteristics:

  • EUR reference currency
  • a low to medium level of risk in the investment horizon of at least 2 years
  • consists mainly of bonds of countries entering the European Union in the local currency, suitable for conservative investors with the goal of achieving a higher yield than in the case of time deposits in EUR

Euro Fund

The fund is designed for conservative investors who prefer even and safe short-term investments. It is suitable for investors who want to appreciate their money in euros. The fund is a suitable alternative for clients interested in depositing money for the period of 1 year who expect higher yields than in the case of current accounts and short-term term deposits in euros.

Characteristics:

  • EUR reference currency
  • the fund is composed mainly of short-term government securities
  • this fund is the most conservative one from the offered funds, and brings the most stable yield
  • suitable for clients who want to appreciate money within a period shorter than 1 year
  • no entry fees

CP Guaranteed Fund I.

The fund is designed for more conservative investors who want to protect their investments against volatility of financial markets, but also want to participate in a potential yield of risk-bearing assets in the event of increase in their prices. The fund pursues the aim of ensuring 100% of the unit value achieved on the initial day of the reference period. The fund is a suitable alternative for clients interested in depositing money for the period of 4 years, which is also the reference period of the fund, and who expect appreciation of money exceeding the medium-term and long-term banking products in euros.

Characteristics:

  • EUR reference currency
  • the fund consists mainly of money market instruments, government and corporate debt securities and shares
  • 100% of the unit value achieved on the initial day of the reference period is ensured
  • suitable for clients who want to invest their money for four years
  • no entry fees during the subscription period
  • zero exit fees at the end of the reference period

Notice

VUB AM intends to merge the CP Guaranteed Fund I mutual fund with the Conservative Portfolio mutual fund. For the proposed merger, VUB has elaboratedReport of Depository on Verification of Criteria adopted for valuation of assets and liabilities in the mutual fund by the date for calculating the exchange ratio and the method for calculating the exchange ratio.

Bond Convergent Fund

The fund is designed for more conservative investors who prefer steady and long-term growth of investments. It is particularly suitable for investors who wish to appreciate their money in EUR and for investors who wish to benefit from higher interest rates in the countries preparing to enter EMU and thus want to profit from interest differences and exchange rates in the case of strengthening of the local currency against the euro.

Characteristics:

  • EUR reference currency
  • a low to medium level of risk in the investment horizon of at least 2 years
  • consists mainly of bonds of countries entering the European Union in the local currency, suitable for conservative investors with the goal of achieving a higher yield than in the case of time deposits in EUR

Euro Fund

The fund is designed for conservative investors who prefer even and safe short-term investments. It is suitable for investors who want to appreciate their money in euros. The fund is a suitable alternative for clients interested in depositing money for the period of 1 year who expect higher yields than in the case of current accounts and short-term term deposits in euros.

Characteristics:

  • EUR reference currency
  • the fund is composed mainly of short-term government securities
  • this fund is the most conservative one from the offered funds, and brings the most stable yield
  • suitable for clients who want to appreciate money within a period shorter than 1 year
  • no entry fees

Bank Deposit Fund

The fund is designed for conservative investors who prefer even and safe short-term investments. It is suitable for investors who want to appreciate their money in euros. The fund is a suitable alternative for investors interested in depositing their money for the period of 6 months who expect higher yields than in the case of current accounts and short-term term deposits in euros.

Characteristics:

  • focused mainly on current and term deposits of VUB Bank and other Slovak banks
  • units of short-term investment funds managed by company VÚB Asset Management, správ. spol., a.s.
  • money market instruments
  • debt securities issued primarily by VUB Bank and other Slovak bank institutions

Bank Deposit Fund

The fund is designed for conservative investors who prefer even and safe short-term investments. It is suitable for investors who want to appreciate their money in euros. The fund is a suitable alternative for investors interested in depositing their money for the period of 6 months who expect higher yields than in the case of current accounts and short-term term deposits in euros.

Characteristics:

  • focused mainly on current and term deposits of VUB Bank and other Slovak banks
  • units of short-term investment funds managed by company VÚB Asset Management, správ. spol., a.s.
  • money market instruments
  • debt securities issued primarily by VUB Bank and other Slovak bank institutions

Besides a one-time investment in VUB AM mutual funds, you can also invest in regular monthly intervals under advantageous conditions through VUB AM Premium Saving (in funds VUB AM Conservative Portfolio and VUB AM Active Magnifica). You can save starting with only EUR 15 or 30 monthly.

Notification

Investment in mutual funds is connected with a risk. The value of investments can increase, stagnate or even decrease and return of the initially invested amount is not guaranteed. Statuses, prospectuses and key information for investors in mutual funds VÚB Asset Management, správ. spol., a.s (VUB AM) are available in the Slovak language at the registered office of VUB AM and the depository, at all branches of VÚB, a.s., and at www.vubam.sk.

In accordance with the approved statuses of VUB AM mutual funds, the proportion of securities or money market instruments issued or guaranteed by states specified in statuses of individual mutual funds may exceed 35% of the value of assets in the fund, up to 100% of this value. In accordance with approved statuses, the investment policy of the corresponding VUB AM mutual funds may comprise mainly of investing in other assets, such as transferable securities and money market instruments.

It is currently possible to carry out transactions with the units of mutual funds offered by VUB Bank only through branches of VÚB a.s.

Generali Investments Funds

We offer you the option to invest in four funds of investment company Generali Investments SICAV, Luxembourg, which suitably complement the current portfolio of VUB Asset Management funds. By investing in Generali Investments SICAV funds you appreciate your money in global financial markets. You will also get the opportunity to advantageously appreciate your savings - just choose a fund that suits your investment strategy best.
When investing in Generali Investments SICAV mutual funds, you do not lose control of your finances and availability of your money is not limited - you can apply for sale of the fund units you own at any time.
The management company of all funds is company Generali Investments Luxembourg, S.A. and the depository is bank Crédit Agricole. The funds have the UCITS III certificate, which means that they are managed in accordance with European Union directives 2001/107/EC and 2001/108/EC and can be distributed in EU countries.

Conditions

  • The minimum investment into Generali Investments SICAV funds is EUR 1,000.
  • Entry fees start at 1.5% (for more information see the price list)
  • Exit fees 0%

What investment strategy do you prefer?

Central and Eastern European Equities

Suitable solution for investors who want to profit in the longer term from the growth in the shares of companies operating in developing financial markets, particularly in Poland, Hungary and the Czech Republic. The fund invests primarily in shares of companies listed on stock exchanges in Central and Eastern Europe countries.

CCharacteristics:

  • an equity fund
  • EUR reference currency
  • a higher risk level
  • the investment horizon of at least 5 years

GI European SRI Equity

You want as high yield as possible

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GI European SRI Equity

The fund is suitable for investors who want to invest their money in quality European stocks for a longer period. It invests primarily in shares of companies listed on stock exchanges of member states of the European Monetary Union.

Characteristics:

  • an equity fund
  • EUR reference currency
  • a higher risk level
  • the investment horizon of at least 5 years

Global Equity Allocation

You want as high yield as possible

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Global Equity Allocation

The fund invests primarily in the portfolio of shares and other securities which have the best prospects for growth at the time. According to expectations of development of stock markets, the fund may increase or decrease the equity component. A typical investor in this fund is interested in an actively managed investment strategy limiting the risk of performance decrease of the fund.

Characteristics:

  • an equity fund
  • EUR reference currency
  • a higher risk level
  • the investment horizon of at least 3 years

Central and Eastern European Equities

Suitable solution for investors who want to profit in the longer term from the growth in the shares of companies operating in developing financial markets, particularly in Poland, Hungary and the Czech Republic. The fund invests primarily in shares of companies listed on stock exchanges in Central and Eastern Europe countries.

CCharacteristics:

  • an equity fund
  • EUR reference currency
  • a higher risk level
  • the investment horizon of at least 5 years

GI European SRI Equity

The fund is suitable for investors who want to invest their money in quality European stocks for a longer period. It invests primarily in shares of companies listed on stock exchanges of member states of the European Monetary Union.

Characteristics:

  • an equity fund
  • EUR reference currency
  • a higher risk level
  • the investment horizon of at least 5 years

Global Equity Allocation

The fund invests primarily in the portfolio of shares and other securities which have the best prospects for growth at the time. According to expectations of development of stock markets, the fund may increase or decrease the equity component. A typical investor in this fund is interested in an actively managed investment strategy limiting the risk of performance decrease of the fund.

Characteristics:

  • an equity fund
  • EUR reference currency
  • a higher risk level
  • the investment horizon of at least 3 years

Euro Corporate Bonds

If you want a higher yield at a reasonable risk

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Euro Corporate Bonds

This bond fund is suitable for more conservative clients who prefer less risky investments and want to achieve yield in the medium term. Its investments are focused mainly on quality fixed-income bonds denominated in EUR. At least two thirds of its net assets are invested in corporate bonds.

Characteristics:

  • a bond fund
  • EUR reference currency
  • a medium risk level
  • the investment horizon of at least 2 years

Euro Corporate Bonds

This bond fund is suitable for more conservative clients who prefer less risky investments and want to achieve yield in the medium term. Its investments are focused mainly on quality fixed-income bonds denominated in EUR. At least two thirds of its net assets are invested in corporate bonds.

Characteristics:

  • a bond fund
  • EUR reference currency
  • a medium risk level
  • the investment horizon of at least 2 years

Notification

Investment in mutual funds is connected with a risk. The value of investments can increase, stagnate or even decrease and return of the initially invested amount is not guaranteed. Statuses, prospectuses and key information for investors in mutual funds VÚB Asset Management, správ. spol., a.s (VUB AM) are available in the Slovak language at the registered office of VUB AM and the depository, at all branches of VÚB, a.s., and at www.vubam.sk.

In accordance with the approved statuses of VUB AM mutual funds, the proportion of securities or money market instruments issued or guaranteed by states specified in statuses of individual mutual funds may exceed 35% of the value of assets in the fund, up to 100% of this value. In accordance with approved statuses, the investment policy of the corresponding VUB AM mutual funds may comprise mainly of investing in other assets, such as transferable securities and money market instruments.

It is currently possible to carry out transactions with the units of mutual funds offered by VUB Bank only through branches of VÚB a.s.

Eurizon Capital Funds

We bring you an offer of five sub-funds of the Eurizon EasyFund group managed by the management company Eurizon Capital S.A., Luxembourg, which is, together with VUB Bank, a member of Intesa Sanpaolo group.

Through investment in funds of the Eurizon Capital company you can appreciate your money on global financial markets - just choose a fund that suits your investment strategy best.

When investing in these funds, you do not lose control of your finances and availability of your money is not limited - you can apply for sale of the fund units you own at any time.

The depository of the funds is Sanpaolo Bank SA, Luxembourg. The funds have the UCITS III certificate, which means that they are managed in accordance with European Union directives 2001/107/EC and 2001/108/EC and can be distributed in EU countries.

Characteristics

  • The minimum investment in funds of company Eurizon Capital, S.A. starts at EUR 500.
  • Entry fees start at 1.5% (for more information see the price list)
  • Exit fees 0%

What investment strategy do you prefer?

EEF Capital Protected 6

You want as high yield as possible

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EEF Capital Protected 6

The guaranteed fund is designed for the most conservative investors who prefer less risky investments and who want to invest a part of their assets for a period exceeding 1 year. The fund invests its assets in equities, bonds or money market instruments issued by governments, public authorities and leading private issuers on the major international markets.

Characteristics:

  • a guaranteed fund
  • EUR reference currency
  • a lower risk level
  • the investment horizon of at least 1 year

The goal of the fund is to maximize performance in EUR while securing 95% of the secured net asset value during the period of 6 months called the Period of Subsequent Protection (for more information see the fund prospectus). To achieve the goal, the CPPI (Constant Proportion Portfolio Insurance) is used, according to which the optimal composition of the securities portfolio is daily determined with regard to the degree of risk.

EEF Capital Protected 24

You want as high yield as possible

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EEF Capital Protected 24

The guaranteed fund is designed for more experienced investors who want to invest a part of their assets for a period exceeding 2 years. The fund invests its assets in equities, bonds or money market instruments issued by governments, public authorities and leading private issuers on the major international markets.

Characteristics:

  • a guaranteed fund
  • EUR reference currency
  • a medium risk level
  • the investment horizon of at least 2 years

The goal of the fund is to maximize performance in EUR while securing 85% of the secured net asset value during the period of 24 months called the Period of Subsequent Protection (for information more see the fund prospectus). To achieve the goal, the CPPI (Constant Proportion Portfolio Insurance) is used, according to which the optimal composition of the securities portfolio is daily determined with regard to the degree of risk.

Guaranteed fund Capital Protected 24 has the potential to achieve higher performance at a slightly higher risk due to its longer investment horizon in comparison with the Capital Protected 6 fund.

EEF Equity North America LTE

The equity fund is designed for more experienced investors who want to invest a part of their assets in shares of companies operating on the developed markets of North America and to achieve a yield within a horizon exceeding 5 years.

Characteristics:

  • an equity fund
  • EUR reference currency
  • benchmark: MSCI North America
  • a higher risk level
  • the investment horizon of at least 5 years

The fund invests its assets mainly in liquid securities of medium-sized and large enterprises on major stock markets in the USA and Canada. The fund's investment goal is to achieve long-term capital appreciation in EUR at an appropriate risk and to outperform its benchmark. The exchange rate risk arising from investing on the US market is eliminated through currency hedging in favor of euro performance of the fund.

EEF Capital Protected 6

The guaranteed fund is designed for the most conservative investors who prefer less risky investments and who want to invest a part of their assets for a period exceeding 1 year. The fund invests its assets in equities, bonds or money market instruments issued by governments, public authorities and leading private issuers on the major international markets.

Characteristics:

  • a guaranteed fund
  • EUR reference currency
  • a lower risk level
  • the investment horizon of at least 1 year

The goal of the fund is to maximize performance in EUR while securing 95% of the secured net asset value during the period of 6 months called the Period of Subsequent Protection (for more information see the fund prospectus). To achieve the goal, the CPPI (Constant Proportion Portfolio Insurance) is used, according to which the optimal composition of the securities portfolio is daily determined with regard to the degree of risk.

EEF Capital Protected 24

The guaranteed fund is designed for more experienced investors who want to invest a part of their assets for a period exceeding 2 years. The fund invests its assets in equities, bonds or money market instruments issued by governments, public authorities and leading private issuers on the major international markets.

Characteristics:

  • a guaranteed fund
  • EUR reference currency
  • a medium risk level
  • the investment horizon of at least 2 years

The goal of the fund is to maximize performance in EUR while securing 85% of the secured net asset value during the period of 24 months called the Period of Subsequent Protection (for information more see the fund prospectus). To achieve the goal, the CPPI (Constant Proportion Portfolio Insurance) is used, according to which the optimal composition of the securities portfolio is daily determined with regard to the degree of risk.

Guaranteed fund Capital Protected 24 has the potential to achieve higher performance at a slightly higher risk due to its longer investment horizon in comparison with the Capital Protected 6 fund.

EEF Equity North America LTE

The equity fund is designed for more experienced investors who want to invest a part of their assets in shares of companies operating on the developed markets of North America and to achieve a yield within a horizon exceeding 5 years.

Characteristics:

  • an equity fund
  • EUR reference currency
  • benchmark: MSCI North America
  • a higher risk level
  • the investment horizon of at least 5 years

The fund invests its assets mainly in liquid securities of medium-sized and large enterprises on major stock markets in the USA and Canada. The fund's investment goal is to achieve long-term capital appreciation in EUR at an appropriate risk and to outperform its benchmark. The exchange rate risk arising from investing on the US market is eliminated through currency hedging in favor of euro performance of the fund.

EEF Equity Emerging Markets EMEA LTE

This equity fund is designed for more experienced investors who want to invest a part of their assets in shares of companies operating on developing financial markets for the period of at least 5 years.

Characteristics:

  • an equity fund
  • EUR reference currency
  • benchmark: MSCI Emerging markets EMEA
  • a higher risk level
  • the investment horizon of at least 5 years

The fund invests primarily in equities of issuers located in developing markets in Europe, Middle East and Africa. The fund aims to provide long-term capital growth and to outperform the benchmark.

EEF Equity Japan LTE

You want as high yield as possible

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EEF Equity Japan LTE

The fund is designed for more experienced investors who want to invest a part of their assets in shares of companies operating on Japanese market and want to achieve long-term growth of their investment.

Characteristics:

  • an equity fund
  • EUR reference currency
  • benchmark: MSCI Japan
  • a higher risk level
  • the investment horizon of at least 5 years

The fund invests mainly in liquid securities of medium-sized and large enterprises on major financial markets in Japan. The fund's investment goal is to achieve long-term capital appreciation in EUR at an appropriate risk and to outperform its benchmark. The exchange rate risk arising from investing on the Japanese market is eliminated through currency hedging in favor of euro performance of the fund.

EEF Equity Emerging Markets EMEA LTE

This equity fund is designed for more experienced investors who want to invest a part of their assets in shares of companies operating on developing financial markets for the period of at least 5 years.

Characteristics:

  • an equity fund
  • EUR reference currency
  • benchmark: MSCI Emerging markets EMEA
  • a higher risk level
  • the investment horizon of at least 5 years

The fund invests primarily in equities of issuers located in developing markets in Europe, Middle East and Africa. The fund aims to provide long-term capital growth and to outperform the benchmark.

EEF Equity Japan LTE

The fund is designed for more experienced investors who want to invest a part of their assets in shares of companies operating on Japanese market and want to achieve long-term growth of their investment.

Characteristics:

  • an equity fund
  • EUR reference currency
  • benchmark: MSCI Japan
  • a higher risk level
  • the investment horizon of at least 5 years

The fund invests mainly in liquid securities of medium-sized and large enterprises on major financial markets in Japan. The fund's investment goal is to achieve long-term capital appreciation in EUR at an appropriate risk and to outperform its benchmark. The exchange rate risk arising from investing on the Japanese market is eliminated through currency hedging in favor of euro performance of the fund.

With effect from 1 February 2012, the changes in names and the investment strategy of Eurizon EasyFund sub-funds are in force.

More information about the EURIZON funds can be found here.

Notification

Investment in mutual funds is connected with a risk. The value of investments can increase, stagnate or even decrease and return of the initially invested amount is not guaranteed. Statuses, prospectuses and key information for investors in mutual funds VÚB Asset Management, správ. spol., a.s (VUB AM) are available in the Slovak language at the registered office of VUB AM and the depository, at all branches of VÚB, a.s., and at www.vubam.sk.

In accordance with the approved statuses of VUB AM mutual funds, the proportion of securities or money market instruments issued or guaranteed by states specified in statuses of individual mutual funds may exceed 35% of the value of assets in the fund, up to 100% of this value. In accordance with approved statuses, the investment policy of the corresponding VUB AM mutual funds may comprise mainly of investing in other assets, such as transferable securities and money market instruments.

It is currently possible to carry out transactions with the units of mutual funds offered by VUB Bank only through branches of VÚB a.s.

FAQ

What is the minimum amount worth investing?

The minimum amount for one-time investments in VUB Asset Management mutual funds is EUR 150 or an equivalent in a foreign currency. The decision whether you want to invest more is up to you, depending on your financial situation.

VUB AM Saving allows you to save and invest in mutual funds at regular monthly intervals under advantageous conditions - starting from EUR 20. Through regular savings in funds you also optimize the purchase price of units.

What is the optimum investment period?

It is individual, it depends on your decision and the goal you set. However, remember that your investment in funds may increase, stagnate, but also decrease. It pays off to make long-term investments and the longer investment period you set, the less impact on the value of your investment has a short-term drop.

Is it also possible to invest using foreign currencies?

VUB Bank offers clients foreign currency term deposits. Their opening and maintenance is free of charge. It is possible to invest in selected VUB Asset Management with the USD currency. Keep in mind that it is reasonable to invest using the currency which you plan to use for future expenditures.




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