Visa

The VISA card is an international debit card that can be used worldwide in places marked with the VISA logo. It allows payments at most retailers, at all terminals and online. VUB Bank offers you a choice of several types. Select your Visa card.

Card offer

Visa Inspire Wave 2 Pay

Payments with the contactless sticker are also faster, more convenient and safer!

Benefits of the card

  • Contactless payment sticker
    Paying is so simple with the sticker on your mobile or phone. You can make contactless payments up to EUR 20 without entering a PIN, only by putting the phone to a POS terminal. Contactless payments over 20 EUR must be confirmed with a PIN code.
Bezkontaktná platobná nálepka
  • Payments with the sticker are free of charge
    All payments with the sticker in Slovakia and abroad are free of charge.
     
  • VUB Wave2Pay application
    Have your expenses and the sticker under control at all times. Download the VUB Wave2Pay application and you will always have access to your account balance and transaction history. To increase security, you can disable the sticker in the application and reactivate it before making a payment.
      
  • Practical keychain
    Visit any branch to get a practical keychain, to which you can simply stick the sticker, so you will have it with you all the time. Or you can simply stick the sticker to your mobile phone.
Card type Non-embossed debit
Limits: € 10 – € 1,000 (up to 10 transactions)
Use:

Cashless payments for goods and services at retailers

Contactless payment: Yes
Application Yes (Wave2Pay)

Visa Inspire

A non-embossed debit card linked to your account with the option to make payWave contactless payments.

Benefits of the card

  • A contactless payment card
    Contactless payments up to EUR 20 can be made without the need to enter a PIN. Contactless payments exceeding EUR 20 can be also made - simply put the card to the terminal and confirm with the PIN code.
Visa payWave
  • Cash withdrawals are free of charge
    You can withdraw cash from ATMs of the Intesa Sanpaolo group (outside Slovakia) free of change. Countries where you can withdraw cash free of charge form ATMs marked with the following logo:

    Albania, Egypt, Croatia, Bosnia and Herzegovina, Hungary, Romania, Russia, Slovenia, Serbia, Italy, Ukraine

  • Safety first! 
    Not sure whether you have lost your card or have forgot it at home? You can easily and quickly temporarily deactivate/activate your card in your Internet Banking at any time.
logo

Caution: The contactless functionality of the Visa Inspire card must be activated first by using the card at an ATM in Slovakia, either by withdrawing cash, changing the PIN or displaying the account balance, or at aPOS terminal in Slovakia by entering the PIN code.

Card type Non-embossed debit
Limits: € 10 – € 2,500
Use:

- cashless payments for goods and services at retailers
- Internet payments
- cashless payments at retailers through post or telephone
- operations through ATMs (cash withdrawals, access to the available balance, transfer of funds, recharge of prepaid cards of mobile operators, change of the PIN)
- cash advance (cash withdrawal at a bank counter or an exchange office)

Contactless payment: Yes

Visa Gold

An international embossed debit card in golden design linked to your account at VUB Bank.

Benefits of the card:

  • An embossed debit card
    Data on the card holder and the payment card are written in embossed lettering on the payment card. With the embossed card, you can make a payment also using a mechanical scanner, the so-called imprinter (common in the USA). When you lose an embossed card abroad, you can request issuance of a replacement card or emergency cash.
Card type Non-embossed debit
Limits: € 2,400 – € 5,000
Use:

- cashless payments for goods and services at retailers
- Internet payments
- cashless payments at retailers through post or telephone
- operations through ATMs (cash withdrawals, access to the available balance, transfer of funds, recharge of prepaid cards of mobile operators, change of the PIN)
- cash advance (cash withdrawal at a bank counter or an exchange office)

Contactless payment: No

Visa Inspire Wave 2 Pay

Payments with the contactless sticker are also faster, more convenient and safer!

Benefits of the card

  • Contactless payment sticker
    Paying is so simple with the sticker on your mobile or phone. You can make contactless payments up to EUR 20 without entering a PIN, only by putting the phone to a POS terminal. Contactless payments over 20 EUR must be confirmed with a PIN code.
Bezkontaktná platobná nálepka
  • Payments with the sticker are free of charge
    All payments with the sticker in Slovakia and abroad are free of charge.
     
  • VUB Wave2Pay application
    Have your expenses and the sticker under control at all times. Download the VUB Wave2Pay application and you will always have access to your account balance and transaction history. To increase security, you can disable the sticker in the application and reactivate it before making a payment.
      
  • Practical keychain
    Visit any branch to get a practical keychain, to which you can simply stick the sticker, so you will have it with you all the time. Or you can simply stick the sticker to your mobile phone.
Card type Non-embossed debit
Limits: € 10 – € 1,000 (up to 10 transactions)
Use:

Cashless payments for goods and services at retailers

Contactless payment: Yes
Application Yes (Wave2Pay)

Visa Inspire

A non-embossed debit card linked to your account with the option to make payWave contactless payments.

Benefits of the card

  • A contactless payment card
    Contactless payments up to EUR 20 can be made without the need to enter a PIN. Contactless payments exceeding EUR 20 can be also made - simply put the card to the terminal and confirm with the PIN code.
Visa payWave
  • Cash withdrawals are free of charge
    You can withdraw cash from ATMs of the Intesa Sanpaolo group (outside Slovakia) free of change. Countries where you can withdraw cash free of charge form ATMs marked with the following logo:

    Albania, Egypt, Croatia, Bosnia and Herzegovina, Hungary, Romania, Russia, Slovenia, Serbia, Italy, Ukraine

  • Safety first! 
    Not sure whether you have lost your card or have forgot it at home? You can easily and quickly temporarily deactivate/activate your card in your Internet Banking at any time.
logo

Caution: The contactless functionality of the Visa Inspire card must be activated first by using the card at an ATM in Slovakia, either by withdrawing cash, changing the PIN or displaying the account balance, or at aPOS terminal in Slovakia by entering the PIN code.

Card type Non-embossed debit
Limits: € 10 – € 2,500
Use:

- cashless payments for goods and services at retailers
- Internet payments
- cashless payments at retailers through post or telephone
- operations through ATMs (cash withdrawals, access to the available balance, transfer of funds, recharge of prepaid cards of mobile operators, change of the PIN)
- cash advance (cash withdrawal at a bank counter or an exchange office)

Contactless payment: Yes

Visa Gold

An international embossed debit card in golden design linked to your account at VUB Bank.

Benefits of the card:

  • An embossed debit card
    Data on the card holder and the payment card are written in embossed lettering on the payment card. With the embossed card, you can make a payment also using a mechanical scanner, the so-called imprinter (common in the USA). When you lose an embossed card abroad, you can request issuance of a replacement card or emergency cash.
Card type Non-embossed debit
Limits: € 2,400 – € 5,000
Use:

- cashless payments for goods and services at retailers
- Internet payments
- cashless payments at retailers through post or telephone
- operations through ATMs (cash withdrawals, access to the available balance, transfer of funds, recharge of prepaid cards of mobile operators, change of the PIN)
- cash advance (cash withdrawal at a bank counter or an exchange office)

Contactless payment: No

Visa EURO<26

An embossed payment card issued for all account types for holders under 26. A holder can use the standard features of a payment card, plus the whole network of the EURO <26 discounts and benefits in Slovakia and Europe.

Benefits of the card:

Discounts and benefits of the CKM SYTS membership
The EURO <26 cards enable young people to benefit from discounts in shops, restaurants, sports facilities, educational institutions, discounts on entrance to theatres, cinemas, summer festivals, concerts, museums, galleries, historic sites, discounts on insurance, accommodation, flight tickets, bus tickets and other products. The complete list of current discounts is available on the www.euro26.sk website.

An embossed debit card
Data on the card holder and the payment card are written in embossed lettering on the payment card. With the embossed card, you can make a payment also using a mechanical scanner, the so-called imprinter (common in the USA). When you lose an embossed card abroad, you can request issuance of a replacement card or emergency cash.

Card type Non-embossed debit
Conditions for issuance: - account at VUB
- age under 26
Limits: € 10 – € 2,400
Use:

- cashless payments for goods and services at retailers
- Internet payments
- cashless payments at retailers through post or telephone
- operations through ATMs (cash withdrawals, access to the available balance, transfer of funds, recharge of prepaid cards of mobile operators, change of the PIN
- cash advance (cash withdrawal at a bank counter or an exchange office)

Contactless payment: No

Visa EURO<26

An embossed payment card issued for all account types for holders under 26. A holder can use the standard features of a payment card, plus the whole network of the EURO <26 discounts and benefits in Slovakia and Europe.

Benefits of the card:

Discounts and benefits of the CKM SYTS membership
The EURO <26 cards enable young people to benefit from discounts in shops, restaurants, sports facilities, educational institutions, discounts on entrance to theatres, cinemas, summer festivals, concerts, museums, galleries, historic sites, discounts on insurance, accommodation, flight tickets, bus tickets and other products. The complete list of current discounts is available on the www.euro26.sk website.

An embossed debit card
Data on the card holder and the payment card are written in embossed lettering on the payment card. With the embossed card, you can make a payment also using a mechanical scanner, the so-called imprinter (common in the USA). When you lose an embossed card abroad, you can request issuance of a replacement card or emergency cash.

Card type Non-embossed debit
Conditions for issuance: - account at VUB
- age under 26
Limits: € 10 – € 2,400
Use:

- cashless payments for goods and services at retailers
- Internet payments
- cashless payments at retailers through post or telephone
- operations through ATMs (cash withdrawals, access to the available balance, transfer of funds, recharge of prepaid cards of mobile operators, change of the PIN
- cash advance (cash withdrawal at a bank counter or an exchange office)

Contactless payment: No

Security

Secure payment in a shop

  • When you pay with your debit card in a shop or in a restaurant, be sure to request confirmation of the transaction made.
  • When paying with a debit card, use the contactless method, if possible. When making a contactless payment, do not let the card out of hand. In this way you can control the whole payment process.
  • If a payment with the debit card is unsuccessful, request confirmation of the rejected transaction.
  • When entering the PIN code to a payment terminal, shield the keypad with your hand. In this way you will prevent other persons from seeing your PIN.
  • If the debit card is misused when making a contactless payment, you are insured with VUB Bank. If the card is misused, we will refund the funds, without participation!
  • For added security of your contactless payments sticker, you can deactivate it using the mobile application and reactivate it when paying.

Secure payment on the Internet

3-D Secure

Online shopping involves some risks, but online shopping with the Visa/MasterCard/Maestro debit cards is not only more convenient but also safer. When paying on the Internet with any debit card, you use the 3D - Secure security technology. This service enhances the security of payments in the Internet environment and protects your card against unauthorized use when shopping at all online retailers on whose websites is the MasterCard® SecureCode™/ Verified by VISA logo. The prerequisites are ownership of a debit card and activated Nonstop Banking service.

Set the Internet limit

You can simply set the Internet limit amount for online payments with your card in your Internet/Mobile Banking. If you do not use the card to pay on the Internet at all, you can set the limit to € 0. If you are going to make an online payment, you can increase the limit in Internet Banking and make the payment promptly. You can then decrease the limit at any time.

Protection against Internet scammers

You can claim a card payment in the bank. If you pay with a card and the goods or services have not been provided and the retailer does not respond to your appeals, or refuses to return the payment, you can contact the bank and file a claim.

Do not make online payments with a card in public places

If you are in an Internet café, at school, at an airport or other locations used by unknown users, we do not recommend paying online with your payment card. Public computers may contain malicious code that may copy your login information.

Beware of fraudulent e-mails

The most common form of misuse of personal data is the so-called phishing. It is a fake e-mail that looks like an e-mail sent by the bank in an attempt to obtain your personal data. You may receive a suspicious e-mail seemingly sent by VUB Bank requesting your credit card data, such as the card number, expiry date or the CVV2/CVC2 code from the back side of the card. Please know that VUB Bank never asks to send any sensitive data. When you receive such e-mail you receive, please contact us immediately at number *0200.

Rules of safe use of the card

Never write down your PIN code for your debit card

Your wallet or mobile phone with your written PIN code may be stolen. In such case other persons may easily misuse your funds. Remember that in VUB Bank you can change the PIN code for your debit card at any time through an ATM.

Do not share your PIN code with anyone

Do not disclose your PIN code to your family, friends, police or employees of VUB Bank. VUB Bank never asks for information about your PIN code, neither in person nor by e-mail or through the Kontakt service.

Using an ATM

When entering the PIN code to an ATM, shield the keypad with your hand and make sure no other persons stand behind you.
After a successful cash withdrawal, put the card and the cash discreetly back in your wallet before walking away from the ATM.
If the ATM withholds your card or does not dispense the money, contact us at * 0200. Do so before walking away from the ATM.

Set SMS/e-mail notifications

You can simply set notifications of transactions made by your debit card in your Internet Banking. In this way you can check all payments made with the card. If you do not recognize the payment specified in the SMS/e-mail, please contact us immediately at *0200.

Notifications

Set up the SMS or e-mail notification of transactions made with the credit card (except for Flexicard and MasterCard original). In this way you can check all payments made with the card. If you do not recognize the payment specified in the SMS/e-mail, please contact us immediately at *0200. Notifications are commonplace for selected credit cards.

Rules of safe use of the card abroad

Important contacts

We recommend that you save the number for the Kontakt service from abroad, + 421 2 4855 59 70, to your mobile phone, so you can call us. You can also write us to e-mail address at any time. We are available 24 hours a day, 7 days a week.

It is also important to make sure that we have your current contact information, especially your phone number and e-mail address.

Rules of safe use of a card abroad

- Always have your debit card with you.

- Never leave your wallet or purse unattended.

- There are safes available in rooms in selected hotels, where you can safely store your debit card. Ask at the reception desk.

- When making withdrawals from ATMs, never ask strangers for the advice, if you do not speak the language.

- If a debit card is stolen or lost, you can immediately and easily block it in Internet Banking.

- When paying with a debit card in a restaurant, especially abroad, the waiter may take your credit card and make the payment for you. Do not let the waiter with your card out of your sight. When the card is returned to you, please make sure it is really your card.

To download

To download PDF
General Terms and Conditions of VUB, a.s. for Deposit Products valid from 21 February 2015
General Terms and Conditions of VUB, a.s. for Deposit Products valid from 23 May 2015
Price List

FAQ

What is a debit card, to whom and when is it issued by the bank?

It is a payment card issued for your account. It means that as the card owner you use your own money deposited into your bank account when making a payment with the card at a retailer or withdrawing cash from an ATM.

How to block the card when it is lost or stolen?

To block the card, please report the loss or theft immediately to the 24-hour KONTAKT service, which will ensure its immediate blocking.

Phone number: 0850 123 000 (+421 2 4855 5970 from abroad); if you cannot report the loss or theft, other person may do so.




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