Money available at any time
With a credit card, unlike with a debit card,
you pay using credit limit.
You can pay at merchants’ or on the Internet or withdraw cash from an ATM
even if you do not have sufficient funds in your current account.
Interest-free period for non-cash card payments
up to 50 days
Up to 100% fee discount
for active usage of the card
Revolving loan – what you repay can be re-drawn
We will help you with claims of online purchases
Overview of our credit cards
Mastercard Standard
Embossed card
Card to cover unexpected expenses
or something extra.
Credit limit
500 – 4 000 €
Interest-free period
43 days
Interest rate
18,90 %
Maximum daily limit for cash withdrawals
500 €
Validity
3 years
Exclusive benefits to Mastercard Standard
Get rewards from every purchase on the Internet. Get above-standard travel insurance all over the world, insurance of protection of goods and extended warranty of purchased goods for an annual fee. In addition to travel insurance, you can also set up an insurance of the ability to repay the loan – credit card.
Mastercard World
Embossed card
Discover the benefits of a world-class credit card
Get rewards from every purchase on the Internet.
Credit limit
1 500 – 20 000 €
Interest-free period
43 days
Interest rate
17,90 %
Maximum daily limit for cash withdrawals
2 000 €
Validity
3 years
Exclusive benefits to Mastercard Standard
Get rewards from every purchase on the Internet. Free above-standard travel insurance all over the world, insurance of protection of goods and extended warranty of purchased goods. You can also set up insurance of the ability to repay a loan – credit card.
Šikovná Card
Embossed card
Credit card
with a fixed monthly instalment
Credit limit
300 – 5 100 €
Interest-free period
50 days
Interest rate
21,24 %
Maximum daily limit for cash withdrawals
1 000 €
Validity
3 years
Exclusive benefits to Šikovná Card
Get rewards from every purchase on the Internet. You can also set up insurance of the ability to repay a loan – credit card.
I'M INTERESTED IN A CREDIT CARD
Additional cards can also be requested for each credit card and used in the family together.
Common benefits of our credit cards
Special offers for credit card holders
Take full advantage of your card with special offers.
GET SPECIAL
OFFERS AND EXCLUSIVE
DISCOUNT COUPONS
Ever new attractive discounts and promotions from popular traders, discounts on accommodation or car rentals.
DISCOVER THE WORLD
OF POSSIBILITIES
WITH PRICELESS CITIES
Unique cultural events,
hidden architectural gems, and the best restaurants in cities around the world.
Flexibility in
payment and repayments
Transfer from card
Transfer money from a credit card account to any (SEPA) account via Internet banking or VÚB Mobile Banking.
Online installment
An instalment sent from a VÚB account via Internet/Mobile Banking is credited immediately to the credit card.
Discounts and rewards
Discounts on purchases
Take advantage of the many exclusive discount coupons you'll find atwww.mojmastercard.sk
Rewards for online purchases
Get 1% back from online purchases.
Contactless payments
Contactless card payments
Just put your card to the payment terminal. No need to enter a PIN for payments up to €50.
Contactless mobile or phone payments
ApplePay and Google PayPay with Apple Pay and Google Pay by adding a credit card directly through the mobile app.
Safe
online shopping
Safe thanks to 3D secure
You additionally confirm card payments on the Internet with the 3D security feature which is part of our Nonstop banking service. Learn more about using 3D Secure..
Lost card is not an issue
In case of card misuse (unauthorized use, i.e. without the use of PIN), we will also refund losses beyond the law.
You can also claim undelivered online order or cancellation of booked accommodation or flight. More at www.bezpecnenakupy.sk
Frequently asked questions
What's the difference between a debit card and a credit card?
-
When you pay with a debit card, you use your own funds.
When paying by credit card, you do not use your funds, but the bank's funds. - The debit card is automatically issued to an account, the credit card must be requested.
How to get a credit card free of charge?
You can easily get a discount up to 100% by using your credit card regularly. You can find out more in Reward for Payments programme rules.
How do I set limits or block a card?
What can I set up online?
You always have your cards under control in our mobile application and Internet banking. You can set limits on payments and withdrawals, temporarily deactivate your card, or add it to Google Pay and Apple Pay.