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Bank Profile

VÚB is the second largest bank in Slovakia and the only universal bank licensed to provide the full range of banking services to the public, corporate and institutional clients. The focus of the offer is mortgage and consumer loans, deposit and payment products and services, corporate banking, and financing of foreign trade activities, consumer finance, and factoring.

Through its subsidiaries and affiliates, it offers leasing services (VÚB Leasing), retirement savings (VÚB Generali). The Bank is also a provider of insurance products.

It provides its services through a wide network of commercial places, which includes 182 retail outlets, 8 Magnifica centres and 32 branch offices dedicated to serving small and medium-sized businesses. In addition, VÚB Bank operates 11 mortgage centres, specializing in complete housing-related finance services.

1,2 mil.

CLIENTS

182

BRANCHES

8

MAGNIFICA CENTRES

 3 776

EMPLOYEES

 32

BRANCH OFFICES

 19,3 %

MARKET SHARE

 11

MORTGAGE CENTRES

Alexander Resch
Chairman of the Board

VÚB General Director

On 1 October 2013, Alexander Resch became General Director and Chairman of the Board of Directors of VÚB Bank, acting as a member of its Board of Directors and Chief Risk Officer in 2008-2012, and formerly Deputy Chairman of Consumer Finance Holding, VÚB's subsidiary focused on consumer finance. He returned to Slovakia from Albania, where he led Intesa Sanpaolo Bank Albania.

Alexander Resch has been working for Intesa Sanpaolo all his career. He started at Bankhaus Löbbecke & Co (Berlin), then he was a member of the Intesa Sanpaolo Group, where he was responsible for planning, controlling and risk management. He came to Slovakia in 2004 to coordinate the acquisition of TatraCredit Group instalment sale companies, which were subsequently transformed into Consumer Finance Holding, a.s.

Alexander Resch studied economics at the University of Cattolica del Sacro Cuore in Milan and has also Executive MBA degrees from the University of Minessota - Carlson School of Management and the Vienna University of Economics and Business.

Roberto Vercelli
Member of the Board

VÚB Deputy Director-General

Roberto Vercelli is a member of the Board of Directors and Deputy Director-General of VÚB, a.s. since 1 November 2017.

He is mainly responsible for the Bank’s control and support departments. Prior to taking office at VÚB, a.s., he has run a foreign affiliate loan program at ISBD (International Subsidiary Banks Division), where he was responsible for monitoring projects in the area of risk, credit and bookkeeping within the Group.

He has been working for Intesa Sanpaolo since 1981.  He began his professional career in Turin and had several leading positions in the previous years, inter alia he led the internal audit of the subsidiaries of the group and worked as General Director of Alex Bank in Egypt. He also managed a special co-ordination office at Pravex Bank in Ukraine, where he was permanently invited to participate in meetings of the Board and a member of several internal committees. Roberto Vercelli graduated from G.A. Giobert Institute in Asti, Italy, where he received a degree in accounting.

Antonio Bergalio
Member of the Board

Chief Executive Officer of Finance, Planning and Controlling

Since October 2014, Antonio Bergalio became a member of the Board of Directors of VÚB Bank and Chief Executive Officer of Finance, Planning and Controlling, and since 2008 he has been a member of the Board and Financial Director of the Ukrainian bank Pravex Bank, a bank belonging to the Intesa Sanpaolo Group. He was responsible in particular for Reporting, Planning and Controlling, Treasury, Investment Banking and Procurement. Previously, he worked in managing positions in several banks and consulting companies focusing on the financial sector.

Antonio Bergalio studied at the University of Genoa. From 2012 to 2014, he was also a member of the Committee of Italian Entrepreneurs in Ukraine.

Andrej Viceník
Member of the Board

Chief Executive Officer of Corporate Banking

Andrej Viceník has been working in VÚB since 2006.  He held the position of Director of Corporate Clients until 2010 and until November 2017 he ran the Small and Medium Enterprises Division.

Since December 2017, he has been a member of the Board of Directors and Chief Executive Officer of the Corporate Banking Division and Chairman of the Supervisory Board of VÚB Leasing a.s. Previously, he worked in the leading positions of the Czech Insurance Company, Zurich insurance company as well as HVB Bank Slovakia. He graduated from the Faculty of Business Management of the University of Economics in Bratislava and also broadened his education by getting the Executive MBA degree at Webster University.

Peter Magala
Member of the Board

Chief Executive Officer of Risk Management

In February 2012, the Supervisory Board of VÚB appointed Peter Magala as a member of the Board of Directors and Chief Executive Officer of the Risk Management Division.

After graduating from the Faculty of Economics of the University of Economics in Bratislava, he began building his career at Deloitte & Touche in Bratislava where he worked as a senior auditor in the field of International Accounting Standards and statutory audits, due diligence projects and other specific projects focused on bank clients.

Peter Magala gained further banking experience as a relationship manager at Citibank in Bratislava, where he worked in 2002 - 2004.  His key clients were from the area of consumer finance and insurance. Since 2004, he has continued his banking career at Tatrabanka/Raiffeisen International, particularly in the segment of international IT projects in Maribor (Slovenia) as a senior business analyst in charge of accounting.

In 2006, Peter Magala started working for VÚB. Firstly, as Head of Corporate Credit Control in Internal Audit, and since 2007, as Head of the Internal Control and Internal Audit of the Bank, responsible for internal audit of the entire VÚB Group.

Peter Magala has gained an internationally recognized qualification in Risk Management, the Financial Risk Manager (FRM), and is a member of the Certified Accountants’ Association (FCCA).

Peter Novák
Member of the Board

Chief Executive Officer of Operations and IT

After being appointed by the Supervisory Board, VÚB, a.s., he became a member of the Board of Directors and Chief Executive Officer of Operations and IT on 1 October 2014.

Peter Novák came to VÚB from the headquarters of Austrian Raiffeisen Bank International AG, where he has worked as Managing Director of International Operations and IT since 2011 and has been in charge of operating and information technology management in 15 Central and Eastern European countries. He has also run regional offices in Beijing, Hong Kong, Singapore, New York and London. Previously, he worked in senior management of several major banking and telecommunication companies in Slovakia and abroad. Peter Novák is a graduate of the Technical University in Košice.

Martin Techman
Member of the Board

Chief Executive Officer of Retail Banking

A member of the Board of Directors of VÚB Bank and the Chief Executive Officer of the Retail Banking Division became Martin Techman on 1 March 2015. He came to VÚB from Česká spořitelna, where he worked as a director of the distribution network.

Martin Techman is responsible for branch office and customer relationship management, bank products for natural persons and small businesses, payment cards and private banking.

He has been involved in financial services and banking since 1994.  He started at Multiservis, which was later acquired by GE Capital. He has gone through several key positions as consumer finance manager, product development manager, third party product manager, and mortgage credit manager. Between 2004 and 2005, he was Director of Product Development and Management at VÚB Bank, where he was responsible for managing retail products, a network of mortgage centres, and for external sales. Since 2005, he has worked as a Director of Business Development at Česká spořitelna and since 2011 has managed a network of branches in Czech Republic.

Martin Techman got an MBA degree at Nottingham Trent University in the field of Managerial Studies and “Senior Executive” Managers.

Supervisory Board
Members of the Supervisory Board of VÚB, a.s.

  • Ignacio Jaquotot – Chairman  
  • Elena Kohútiková – Vice-Chairwoman  
  • Paolo Sarcinelli
  • Christian Schaack
  • Luca Finazzi
  • Andrej Straka – Employee Representative
  • Róbert Szabo – Employee Representative

Moody’s

VÚB Bank, June 2015   
Long-term deposits      A2
Short-term deposits      P-1
  stable outlook
VÚB Bank - covered bonds  
Long-term rating Aa2
   
Slovak Republic, April 2017   
Long-term rating A2, positive outlook
   

The Italian banking group Intesa Sanpaolo, based in Turin and Milan, is the majority shareholder of VÚB Bank with a 97.03% stake in the company's capital. The Intesa Sanpaolo Financial Group was formed in January 2007 by a merger of major Italian banks, Banca Intesa and Sanpaolo IMI. Both banks had a prominent position in the Italian financial market before the merger and contributed greatly to the consolidation process of the Italian banking sector.

Intesa Sanpaolo is one of the most important banking groups in the euro areaand is the leader in retail, corporate and asset management in Italy. In addition to its parent country, it operates in more than 40 countries. With its foreign activities, it focuses on Central and Eastern Europe and the Mediterranean region, where it operates in 12 countries through retail and commercial banks with 1,400 branches and 8,400,000 clients. Besides that, it has a network of foreign affiliates that provides services to corporate clients in 29 countries.

The logo of VÚB Bank is based on the elements used in the logo of the parent company Intesa Sanpaolo. The unifying motif of all the subsidiaries is an orange square with three arcs representing the symbol of Roman aqueduct.

The aqueduct is a building that brings people water, technical progress, life and prosperity; but also symbolizes the connection between people and cultures. The aqueduct in the logo figuratively represents the bond in the Intesa Sanpaolo group, the responsibility for the development of the company and the building of the relationships among the individual banks in the group.

The name “VÚB BANK” is written in Trajan typeface named after the Roman characters on the Trajan’s Column standing on the Roman Forum. The dark green colour in the logo reflects a sense of confidentiality and security.

Four basic colours:

  • Orange: the frame colour; represents sun, energy
  • Yellow: the colour of the horizontal line; represents land, sand and labour
  • Blue: the colour of the first arc; shades of blue represent air, water, sea
  • Green: the colour of the logo and the second arc; shades of green respresent plants, growth and nature