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3D Secure

A new, more innovative way of verifying your card payments on the Internet.

What is 3D Secure?

This is a service that additionally verifies your VISA and Mastercard payments to increase security. During the online card payment, you will be prompted to confirm the payment via 3D Secure. Slovak and foreign online shops that support 3D Secure authentication have Mastercard ID Check and Visa Secure logos.

 

How do I confirm a payment via 3D Secure?

In one of the following three ways:

  • Directly in the VÚB Mobile Banking app via Mobile PIN or fingerprint/FaceID
  • SMS code and password for the card
  • Code from the VÚB token app
Confirmation via VÚB Mobile Banking

Confirmation via VÚB Mobile Banking

To verify payments, just activate the VÚB Mobile Banking app, and you can confirm the card payment with a mobile PIN or fingerprint/Face ID on your phone.

1.

After entering the card details (card number, expiry date and CVC/CVV code), a screen will appear with a detailed procedure on how to confirm the card payment.

2.

Open the push notification we sent to your device in the VÚB Mobile Banking app.  If you don't notice the push notification or it does not appear, you can also confirm the payment directly after logging into the VÚB Mobile Banking app.

3.

You will then see the details of the card payment you are confirming. Confirm your payment with either a Mobile PIN (4-digit code to log in to the app) or biometric data – fingerprint or Face ID. Fingerprint/Face ID can be used to confirm card payments up to €1,000/one payment.

4.

After successfully verifying your payment, return to the merchant's site.

Confirmation via SMS code and card password

Confirmation via SMS code and card password

If you enter a code from a text message when confirming your card payment online, you will also need to enter your CARD PASSWORD for added security.

1.

If you have chosen to verify with the SMS code and password for your card, you will see a screen to enter the SMS code that we have sent to your phone number.

2.

On the next screen, enter the card password. If you don't remember the card password, check your Internet Banking Card Details first. You can find the procedure how to find or change your password in Internet Banking HERE. Remember the password, you will always need to enter it when confirming your card payment online.

3.

After successfully verifying your payment, return to the merchant's site.

Confirmation via VÚB token

Confirmation via VÚB token

Confirmation of online card payments via the VÚB Token app

New procedure for confirming online card payments:

1.

If you have chosen to verify via the VÚB Token app, you will see a page with a QR code that you can scan into the app. To confirm payment by card, enter the generated code from the VÚB Mobile Token app.

2.

After successfully verifying your payment, return to the merchant's site.

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