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Minimum documents

Loan application reviewed within 24 hours from submission of required supports

Designed for both VÚB Banka customers and customers at other banks

Optional rollover without any submission of documents

These credit lines finance business operations with no need to demonstrate the reason for lending and include a one-time transfer to a client's current business account.

More information

Repayment period

  • 6-12 months in an overdraft facility or 1-5 years in a term deposit

Lending conditions

  • Legal entity or self-employed
  • Existing clients – at least one year in business (one complete financial year)
  • New clients – at least two years in business (one complete financial year)
  • Meets VÚB Banka‘s established creditworthiness criteria


  • Blank promissory note signed by the company’s owners

Required documents

Documents needed to review the application:

  • Loan application
  • Tax return and annual financial statements for the most recently ended fiscal year and also in some cases to the end of the quarter/half of the current fiscal year

Documents needed for loan approval:

  • Documents authorizing business activities