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VÚB offers you an investment loan to finance the purchase of land in the Slovak Republic, which is intended for agricultural production.


Loan characteristic:

  • the maximum period of loan maturity is 10 years;
  • drawing is one-time, or gradually, by crediting funds to the current account of the applicant or by direct drawing to the seller’s account

Advantages of the FLEXI land (FLEXI pôda) loan:

  • flexible methods of repayment, the possibility of setting instalments at the time of payment of the APA subsidies
  • possibility of refund within a time limit of 9 months
  • no expert opinion is necessary
  • individual approach to individual applicants
  • a strong partner with a strong market position
  • the widest network of offices in Slovakia
  • a professional team for professional and financial assistance

Terms and conditions for granting a loan:

  • a legal or natural entity – recipients of subsidies from the APA
  • conducting business for at least 2 years, one year in the field of agriculture
  • the applicant meets the criteria of VÚB, a.s. set for the creditworthiness of a business entity

Loan collateral:

  • lien on the purchased land, or other integrated land owned by the applicant
  • other acceptable form of collateral

In case you are interested in obtaining a loan, please contact the nearest office.