Term Deposit

Provides appreciation for your funds without restricted disposal.
The term deposit allows withdrawals before fixed maturity with favorable interest rate thereon.

5 reasons for choosing the term deposit

  • banded rates based on account balance
  • opportunity to make additional fund deposit during the fixed period
  • additional deposits can be made at any VUB branch
  • no risk, your funds are covered by Deposit Protection Fund*
  • profits secured beforehand, your deposit bears a fixed interest rate during the fixed period

Another benefit is that the periods can be fixed for 1, 3, 6, 9**, 12, 18**, 24**, 36** and 48** months. Moreover, in deposits exceeding € 70.000 a fixed period shorter than one month may be contracted.

The interest rate on deposit is determined by deposit balance and fixed period. All additional deposits are due on the same maturity date.

You can make additional deposits during the whole fixed period. On the maturity day, the additional deposits will be merged with the underlying one and renewed as a single deposit.

The term account can be denominated in several currencies such as: EUR, USD, GBP, CZK and CHF,and deposit floor is € 99 / CZK 2 500 / GBP 50 / CHF 150 / USD 100 .

* under conditions stipulated in Deposit Protection Act No. 118/1996 Coll., as amended.
** term deposit fixed for 9, 18, 24, 36 and 48 months can be established EURO only

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