Visa

You may use the credit card VISA in the SR and abroad at all sales points marked with VISA logo.

The credit card VISA ensures a permanent access to funds, you may draw the monies to settle the goods and services provided by merchants. Furthermore, ATM cash withdrawals, payments via internet, post-office or over the telephone , as well as hotel bookings etc. can be made with this card.

In addition, you do not use the monies on current account. You use funds of the Bank to make payments for goods and services in shops.


To obtain the credit card VISA, you are neither required to have an account opened with the Bank nor a pledge established via the pledger to secure the loan. All you have to do is to prove your creditworthiness and capacity to repay the loans.

The Bank provides a credit limit via the CC, which is due once a month – in lump sum, or in regular monthly repayments. The credit limit in renewed upon each instalment paid. Therefore, the CC can be recurrently used for long period of time, without additional approval processes being required.

Card offer

Basic insurance coverage is provided to your credit card automatically. The insurance is included in the price for the card. In case of insured event contact the assistance services tel.: (+421) 2 20 51 08 48. For the clients who have had signed the travel insurance since August 22, 2015 (incl.), assistance services are available 24 hours a day, on tel. : (+421) 2 58 57 22 66. The assistance service desk may ask you to provide the following information: name, surname, contact telephone number, description of the incident, request and circumstances that may be important for defining the best possible solution.

Visa Business Gold

VISA Business Gold is a charge payment card with an interest-free period up to 55 days (interest-free period starts from the date of transaction until its maturity). The outstanding amount from the previous month has to be repaid within the maturity period (always on the 25th day of the following month). Each paid instalment will automatically increase the funds that you can draw again.

Card features:

  • the price includes:
    • Cardif Slovakia/Generali Poisťovňa basic travel insurance,
    • 24-hour assistance service SOS providing you with emergency medical and legal referral services outside the country of your permanent residence,
    • Cardif insurance/Generali Poisťovňa against payment card misuse,
    • possibility to buy the above-standard Cardif/Generali travel insurance.

Card limits:

  • credit limit: EUR 2,500 – EUR 17,000,
  • cash limit: possible to draw cash up to the maximum amount of EUR 1,000 within 7 calendar days.
  • new (after 22.8.2015) and renewed cards (from valid 10/2015) are insured in Generali Poisťovňa.

Visa Business

VISA Business is a revolving payment card with an interest-free period up to 40 days (interest-free period starts from the date of transaction until its maturity). You can repay drawn funds depending on your capacity, monthly minimum instalment required by the Bank is 5 % of the outstanding amount (fees and interests charged in a given month are added to the minimum instalment). Each paid instalment will automatically increase the funds that you can draw again.

Card features:

  • the price includes:
    • Cardif Slovakia/Generali Poisťovňa basic travel insurance,
    • 24-hour assistance service providing you with emergency medical and legal referral services outside the country of your permanent residence,
    • Cardif insurance/Generali Poisťovňa against payment card misuse,
    • possibility to buy the above-standard Cardif/Generali travel insurance.

Card limits:

  • credit limit: EUR 500 – EUR 7,000,
  • cash limit: cash withdrawal up to the cash limit of EUR 500 within 7 calendar days.
  • new (after 22.8.2015) and renewed cards (from valid 10/2015) are insured in Generali Poisťovňa.

Visa Business Gold

VISA Business Gold is a charge payment card with an interest-free period up to 55 days (interest-free period starts from the date of transaction until its maturity). The outstanding amount from the previous month has to be repaid within the maturity period (always on the 25th day of the following month). Each paid instalment will automatically increase the funds that you can draw again.

Card features:

  • the price includes:
    • Cardif Slovakia/Generali Poisťovňa basic travel insurance,
    • 24-hour assistance service SOS providing you with emergency medical and legal referral services outside the country of your permanent residence,
    • Cardif insurance/Generali Poisťovňa against payment card misuse,
    • possibility to buy the above-standard Cardif/Generali travel insurance.

Card limits:

  • credit limit: EUR 2,500 – EUR 17,000,
  • cash limit: possible to draw cash up to the maximum amount of EUR 1,000 within 7 calendar days.
  • new (after 22.8.2015) and renewed cards (from valid 10/2015) are insured in Generali Poisťovňa.

Visa Business

VISA Business is a revolving payment card with an interest-free period up to 40 days (interest-free period starts from the date of transaction until its maturity). You can repay drawn funds depending on your capacity, monthly minimum instalment required by the Bank is 5 % of the outstanding amount (fees and interests charged in a given month are added to the minimum instalment). Each paid instalment will automatically increase the funds that you can draw again.

Card features:

  • the price includes:
    • Cardif Slovakia/Generali Poisťovňa basic travel insurance,
    • 24-hour assistance service providing you with emergency medical and legal referral services outside the country of your permanent residence,
    • Cardif insurance/Generali Poisťovňa against payment card misuse,
    • possibility to buy the above-standard Cardif/Generali travel insurance.

Card limits:

  • credit limit: EUR 500 – EUR 7,000,
  • cash limit: cash withdrawal up to the cash limit of EUR 500 within 7 calendar days.
  • new (after 22.8.2015) and renewed cards (from valid 10/2015) are insured in Generali Poisťovňa.

 




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