Personal Credit Line

Personal Credit Line is a unique credit product thanks to which your money is available at any time. You select the drawing method the most suitable for you. You can draw the loan via credit card, flexidebit or flexiloan.

4 advantages of personal credit line:

• your money is available at any time
• drawing in the form the most suitable for you
• submitting just minimum of documents
• money can be used for any purpose

Personal credit line can be opened for our clients actively using flexiaccount. We offer a pre-approved credit limit available for you. You can use your funds according to your own decision and you do not have to demonstrate the purpose of their use.

3 drawing options of personal credit line:

• credit card – shopping credit card

The card can be used to pay for the purchases made in Slovakia or abroad. The drawn funds are repaid by a monthly instalment and you can repay a higher instalment or the whole amount at once at any time.

• flexidebit – authorized overdraft

Thanks to flexidebit funds available to you are over your current account balance. Authorized overdraft is decreased by each deposit posted to your account.

• flexiloan – all-purpose consumer loan

Funds drawn in the form of non-purpose flexi loan can be used for purchase of electronics, holidays, repayment of other loans or any other purpose. The loan is repaid in the form of regular monthly instalments that are fixed during the loan maturity period.

Further information about personal credit line is available at our points of sales.